NASDAQ · SFBCFinancialsBanking & Credit

Sound Financial Bancorp, Inc. (SFBC)

$45.77+1.71%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$45.77▲ 4.50% in range
Nov 4, 2025Low $41.06 · High $48.90Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Sound Financial Bancorp closed at $45.77 on Nov 4, up 1.71%, 6.4% below its 52-week closing high. Volume of 2.3K shares was 1.04× its 20-day average (close to normal).

Split-adjusted performance: +6.3% over one month, +8.0% over six months, +3.6% over one year.

In the quarter ended Jun 30, 2026, revenue was $16.27M, up 1.5% from a year earlier, with a net margin of 15.5%.

Short interest was 3.7K shares at the Oct 15 settlement, down 5.3% from the prior report (0.2% of float, 1.4 days to cover).

Market cap$109.0M2.4M shares
Revenue · quarter$16.3M+1.5% YoY
Diluted EPS$0.98+24.1% YoY
P/E · TTM13.6×P/S 1.7×
Net margin15.5%Gross 67.7%
Dividend yield1.84%$0.21 last paid
52-week range41.06 – 48.90−6.4% from high
Volume2.3K1.04× 20-day avg
Volatility · 60d33.2%Annualised
Short % of float0.2%1.4 days to cover
Net cash$127.4MCash $135.2M
Next earnings—Not scheduled
Split-adjusted performance
1W +1.7%1M +6.3%3M −2.1%6M +8.0%YTD +4.9%1Y +3.6%3Y +28.9%5Y +5.0%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum52
Revenue growth32
Net margin39
Value (low P/E)34
Size11

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short3.7K−5.3% vs prior
Days to cover1.4Settled Oct 15
% of float0.2%
Short vol. 10d21.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
SFBCSound Financial Bancorp$45.77+1.71%+8.0%+1.5%15.5%13.6$109.0M
BOTJBank of the James Financial Group$24.26+2.02%+5.0%+6.7%19.3%9.6$110.2MCompare
BYFCBroadway Financial Corp/Del$11.62−0.34%+25.6%+27.1%1.1%—$107.8MCompare
NAKANakamoto$6.02+6.55%−22.6%—−370.8%—$107.7MCompare
FOAFinance of America Companies$11.99+13.87%−42.9%+10.6%12.4%541.8$110.5MCompare
PNBKPatriot National Bancorp$0.8940+1.59%−14.9%+44.2%0.7%—$112.7MCompare
PROVProvident Financial Hldgs$18.20+0.06%+6.4%+1.6%14.4%16.9$112.8MCompare
MBINNMerchants Bancorp Depositary Shares Preferred Series C$18.80+2.96%−10.3%−4.3%20.0%0.5$112.8MCompare
OPHCOptimumBank Holdings$8.95−2.40%+62.1%+39.0%27.5%5.5$113.0MCompare

Quick answers

What does Sound Financial Bancorp do?
Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans.
What is SFBC's market cap?
$109.05M, based on the Nov 4 close of $45.77.
What is SFBC's P/E ratio?
13.6× trailing-twelve-month earnings of $8.01M.
Does Sound Financial Bancorp pay a dividend?
Yes. The latest regular dividend was $0.21 per share (ex-date Aug 7), an annualised yield of 1.84%.
How much of SFBC is sold short?
3.7K shares, 0.2% of float, as of Oct 15, 2026.
What sector is SFBC in?
Financials, in the Banking & Credit industry.

About Sound Financial Bancorp

Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.

HQ: Seattle, WA92 employeesListed Aug 24, 2012soundcb.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology