NASDAQ · BOTJFinancialsBanking & Credit

Bank of the James Financial Group, Inc (BOTJ)

$24.26+2.02%
Close Nov 4, 2026 · split-adjusted
Oct 29, 2026$23.67▲ 45.75% in range
Oct 29, 2025Low $16.24 · High $30.01Oct 29, 2026
What changed · written from our data
As of Nov 4, 2026

Bank of the James Financial Group closed at $24.26 on Nov 4, up 2.02%, 19.2% below its 52-week closing high. Volume of 12.5K shares was 0.29× its 20-day average (below normal).

Split-adjusted performance: -11.0% over one month, +5.0% over six months.

In the quarter ended Jun 30, 2026, revenue was $16.76M, up 6.7% from a year earlier, with a net margin of 19.3%.

Short interest was 27.0K shares at the Oct 15 settlement, up 86.5% from the prior report (0.7% of float, 1.0 days to cover).

Market cap$110.2M4.5M shares
Revenue · quarter$16.8M+6.7% YoY
Diluted EPS$0.71+18.3% YoY
P/E · TTM9.6×P/S 1.7×
Net margin19.3%Gross 81.9%
Dividend yield1.65%$0.1 last paid
52-week range16.52 – 30.01−19.2% from high
Volume12.5K0.29× 20-day avg
Volatility · 60d45.7%Annualised
Short % of float0.7%1.0 days to cover
Net cash$269.2MCash $277.8M
Next earnings—Not scheduled
Split-adjusted performance
1W −16.4%1M −11.0%3M −10.4%6M +5.0%YTD +30.6%1Y —3Y +146.9%5Y +54.7%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum44
Revenue growth57
Net margin54
Value (low P/E)85
Size11

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short27.0K+86.5% vs prior
Days to cover1.0Settled Oct 15
% of float0.7%
Short vol. 10d39.4%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
BOTJBank of the James Financial Group$24.26+2.02%+5.0%+6.7%19.3%9.6$110.2M
FOAFinance of America Companies$11.99+13.87%−42.9%+10.6%12.4%541.8$110.5MCompare
SFBCSound Financial Bancorp$45.77+1.71%+8.0%+1.5%15.5%13.6$109.0MCompare
PNBKPatriot National Bancorp$0.8940+1.59%−14.9%+44.2%0.7%—$112.7MCompare
BYFCBroadway Financial Corp/Del$11.62−0.34%+25.6%+27.1%1.1%—$107.8MCompare
NAKANakamoto$6.02+6.55%−22.6%—−370.8%—$107.7MCompare
PROVProvident Financial Hldgs$18.20+0.06%+6.4%+1.6%14.4%16.9$112.8MCompare
MBINNMerchants Bancorp Depositary Shares Preferred Series C$18.80+2.96%−10.3%−4.3%20.0%0.5$112.8MCompare
OPHCOptimumBank Holdings$8.95−2.40%+62.1%+39.0%27.5%5.5$113.0MCompare

News about Bank of the James Financial Group

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Quick answers

What does Bank of the James Financial Group do?
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit.
What is BOTJ's market cap?
$110.22M, based on the Nov 4 close of $24.26.
What is BOTJ's P/E ratio?
9.6× trailing-twelve-month earnings of $11.49M.
Does Bank of the James Financial Group pay a dividend?
Yes. The latest regular dividend was $0.1 per share (ex-date Aug 21), an annualised yield of 1.65%.
How much of BOTJ is sold short?
27.0K shares, 0.7% of float, as of Oct 15, 2026.
What sector is BOTJ in?
Financials, in the Banking & Credit industry.

About Bank of the James Financial Group

Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.

HQ: Lynchburg, VA175 employeesListed Aug 10, 2000bankofthejames.bank

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology