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NASDAQ · PROVFinancialsBanking & Credit

Provident Financial Hldgs (PROV)

$18.18+0.03%
Close Nov 3, 2026 · split-adjusted
Nov 3, 2026$18.18▲ 17.03% in range
Nov 3, 2025Low $15.01 · High $18.71Nov 3, 2026
What changed · written from our data
As of Nov 3, 2026

Provident Financial Hldgs closed at $18.18 on Nov 3, up 0.03%, 2.9% below its 52-week closing high. Volume of 1.3K shares was 0.09× its 20-day average (below normal).

Split-adjusted performance: -0.3% over one month, +6.7% over six months.

In the quarter ended Jun 30, 2026, revenue was $15.22M, up 1.6% from a year earlier, with a net margin of 14.4%.

Short interest was 21.7K shares at the Oct 15 settlement, up 7.7% from the prior report (0.5% of float, 1.4 days to cover).

Market cap$112.6M6.2M shares
Revenue · quarter$15.2M+1.6% YoY
Diluted EPS$0.35+45.8% YoY
P/E · TTM16.9×P/S 1.9×
Net margin14.4%Gross 69.6%
Dividend yield3.08%$0.14 last paid
52-week range15.01 – 18.71−2.9% from high
Volume1.3K0.09× 20-day avg
Volatility · 60d8.5%Annualised
Short % of float0.5%1.4 days to cover
Net cash-$6.7MCash $150.3M
Next earnings—Not scheduled
Split-adjusted performance
1W −0.1%1M −0.3%3M +0.8%6M +6.7%YTD +14.2%1Y —3Y +48.4%5Y +7.8%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 432 companies (100 = best)

6-month momentum49
Revenue growth32
Net margin36
Value (low P/E)17
Size12

Industry medians: 6-month return +7.2%, revenue growth +5.4%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short21.7K+7.7% vs prior
Days to cover1.4Settled Oct 15
% of float0.5%
Short vol. 10d27.4%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
PROVProvident Financial Hldgs$18.18+0.03%+6.7%+1.6%14.4%16.9$112.6M
UNBUnion Bankshares$22.57−1.14%−9.1%+8.5%12.5%9.2$111.6MCompare
PNBKPatriot National Bancorp$0.8809+2.34%−19.2%+44.2%0.7%—$111.0MCompare
MBINNMerchants Bancorp Depositary Shares Preferred Series C$18.39+0.66%−11.2%−4.3%20.0%0.5$110.3MCompare
BYFCBroadway Financial Corp/Del$11.80+1.29%+27.3%+27.1%1.1%—$109.5MCompare
DFDVDeFi Development$3.35+10.93%−22.1%+66.9%−823.4%—$109.3MCompare
BOTJBank of the James Financial Group$23.97−0.19%+2.5%+6.7%19.3%9.5$108.9MCompare
CNOBPConnectOne Bancorp, Inc. Depositary Shares, each representing a 1/40th interest in a share of 5.25% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A$25.44+0.19%+1.9%−10.4%16.1%0.8$117.0MCompare
OPHCOptimumBank Holdings$9.35+0.86%+67.3%+39.0%27.5%5.8$118.1MCompare

News about Provident Financial Hldgs

All news →
Provident Financial (PFS) Lags Q3 Earnings EstimatesZacks Investment Research · Oct 28, 2026NeutralProvident Financial (PFS) Reports Q3 Earnings: What Key Metrics Have to SayZacks Investment Research · Oct 28, 2026NeutralProvident Financial (PROV) Q1 Earnings Lag EstimatesZacks Investment Research · Oct 27, 2026▼ NegativeWhy Provident Financial (PFS) is Poised to Beat Earnings Estimates AgainZacks Investment Research · Oct 26, 2026▲ PositiveProvident Financial Holdings Announces Quarterly Cash DividendGlobeNewswire Inc. · Oct 22, 2026▲ Positive

Quick answers

What does Provident Financial Hldgs do?
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California.
What is PROV's market cap?
$112.64M, based on the Nov 3 close of $18.18.
What is PROV's P/E ratio?
16.9× trailing-twelve-month earnings of $6.66M.
Does Provident Financial Hldgs pay a dividend?
Yes. The latest regular dividend was $0.14 per share (ex-date Aug 13), an annualised yield of 3.08%.
How much of PROV is sold short?
21.7K shares, 0.5% of float, as of Oct 15, 2026.
What sector is PROV in?
Financials, in the Banking & Credit industry.

About Provident Financial Hldgs

Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.

HQ: Riverside, CA158 employeesListed Jun 28, 1996myprovident.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology