Sound Financial Bancorp financials
$46.41+0.11%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.3M | $15.4M | $15.2M | $15.5M | $16.0M | $14.8M | $15.9M | $16.1M | $15.2M | $14.9M | $14.6M | $13.8M |
| Gross profit | $11.0M | $10.0M | $9.5M | $9.8M | $10.4M | $9.2M | $9.4M | $9.1M | $8.6M | $8.6M | $8.9M | $9.2M |
| Gross margin | 67.7% | 64.8% | 62.9% | 63.2% | 64.7% | 61.9% | 59.0% | 56.7% | 56.6% | 57.6% | 60.5% | 67.2% |
| Operating income | $3.1M | $2.0M | $2.6M | $2.1M | $2.5M | $1.5M | $2.3M | $1.4M | $982.0K | $933.0K | $1.4M | $1.5M |
| Net income | $2.5M | $1.6M | $2.2M | $1.7M | $2.1M | $1.2M | $1.9M | $1.2M | $795.0K | $770.0K | $1.2M | $1.2M |
| Net margin | 15.5% | 10.3% | 14.6% | 10.9% | 12.8% | 7.9% | 11.9% | 7.2% | 5.2% | 5.2% | 8.3% | 8.5% |
| Diluted EPS | $0.98 | $0.61 | $0.86 | $0.66 | $0.79 | $0.45 | $0.73 | $0.45 | $0.31 | $0.30 | $0.47 | $0.45 |
| EBITDA | $3.1M | $2.0M | $2.6M | $2.1M | $2.5M | $1.5M | $2.3M | $1.4M | $982.0K | $933.0K | $1.6M | $1.5M |
| Operating cash flow | $224.0K | $1.5M | $2.0M | $3.8M | -$494.0K | $1.9M | $153.0K | $3.3M | -$4.0M | $3.5M | $1.5M | $3.0M |
| Free cash flow | $166.0K | $1.5M | $1.9M | $3.8M | -$518.0K | $1.8M | $135.0K | $3.2M | -$5.7M | $1.9M | $1.3M | $2.9M |
| Diluted shares | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $120.1M | $138.0M | $138.5M | $101.2M | $102.5M | $131.5M |
| Short-term investments | $15.1M | $15.5M | $10.7M | $11.3M | $11.4M | $11.5M |
| Total debt | $7.8M | $17.8M | $17.8M | $36.8M | $36.8M | $36.8M |
| Total assets | $1.07B | $1.11B | $1.09B | $1.06B | $1.06B | $1.07B |
| Total liabilities | $953.2M | $1.00B | $982.8M | $952.7M | $952.2M | $964.8M |
| Shareholders' equity | $112.6M | $110.4M | $109.4M | $107.5M | $106.0M | $104.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology