What is FOA's market cap?

$110.52M, based on the Nov 4 close of $11.99.

What is FOA's P/E ratio?

541.8× trailing-twelve-month earnings of $204K.

Does Finance of America Companies pay a dividend?

No regular cash dividend has been paid in the last year.

How much of FOA is sold short?

458.5K shares, 13.0% of float, as of Oct 15, 2026.

What sector is FOA in?

Financials, in the Banking & Credit industry.

NYSE · FOAFinancialsBanking & Credit

Finance of America Companies Inc. (FOA)

$11.99+13.87%

Close Nov 4, 2026 · split-adjusted

Nov 3, 2026$10.53▼ 52.59% in range

Nov 3, 2025Low $10.46 · High $27.90Nov 3, 2026

What changed · written from our data

As of Nov 4, 2026

Finance of America Companies closed at $11.99 on Nov 4, up 13.87%, 57.0% below its 52-week closing high. Volume of 202.9K shares was 2.64× its 20-day average (well above normal).

Split-adjusted performance: -7.7% over one month, -42.9% over six months, -46.0% over one year.

In the quarter ended Jun 30, 2026, revenue was $7.45M, up 10.6% from a year earlier, with a net margin of 12.4%.

Short interest was 458.5K shares at the Oct 15 settlement, up 7.0% from the prior report (13.0% of float, 6.6 days to cover).

Market cap$110.5M9.2M shares

Revenue · quarter$7.5M+10.6% YoY

Diluted EPS$-1.28−160.1% YoY

P/E · TTM541.8×P/S 3.7×

Net margin12.4%Gross 100.0%

Dividend yieldNone$0.2965 last paid

52-week range10.46 – 27.90−57.0% from high

Volume202.9K2.64× 20-day avg

Volatility · 60d50.0%Annualised

Short % of float13.0%6.6 days to cover

Net cash-$36.68BCash $85.3M

Next earnings—Not scheduled

Split-adjusted performance

1W +14.6%1M −7.7%3M −45.6%6M −42.9%YTD −50.5%1Y −46.0%3Y −5.6%5Y −73.5%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum8

Revenue growth65

Net margin30

Value (low P/E)0

Size12

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short458.5K+7.0% vs prior

Days to cover6.6Settled Oct 15

% of float13.0%

Short vol. 10d47.3%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
FOAFinance of America Companies	$11.99	+13.87%	−42.9%	+10.6%	12.4%	541.8	$110.5M
BOTJBank of the James Financial Group	$24.26	+2.02%	+5.0%	+6.7%	19.3%	9.6	$110.2M	Compare
SFBCSound Financial Bancorp	$45.77	+1.71%	+8.0%	+1.5%	15.5%	13.6	$109.0M	Compare
PNBKPatriot National Bancorp	$0.8940	+1.59%	−14.9%	+44.2%	0.7%	—	$112.7M	Compare
PROVProvident Financial Hldgs	$18.20	+0.06%	+6.4%	+1.6%	14.4%	16.9	$112.8M	Compare
MBINNMerchants Bancorp Depositary Shares Preferred Series C	$18.80	+2.96%	−10.3%	−4.3%	20.0%	0.5	$112.8M	Compare
OPHCOptimumBank Holdings	$8.95	−2.40%	+62.1%	+39.0%	27.5%	5.5	$113.0M	Compare
BYFCBroadway Financial Corp/Del	$11.62	−0.34%	+25.6%	+27.1%	1.1%	—	$107.8M	Compare
NAKANakamoto	$6.02	+6.55%	−22.6%	—	−370.8%	—	$107.7M	Compare

News about Finance of America Companies

All news →

Finance of America Companies Inc. (FOA) Misses Q3 Earnings and Revenue EstimatesZacks Investment Research · 1d ago▼ Negative Analysts Estimate Finance of America Companies Inc. (FOA) to Report a Decline in Earnings: What to Look Out forZacks Investment Research · Oct 27, 2026▼ Negative FOA: For Our Attention Investigates Potential Breaches of Fiduciary Duty by Finance of America Companies Inc. Board of DirectorsGlobeNewswire Inc. · Feb 28, 2026▼ Negative

Quick answers

What does Finance of America Companies do?: Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management.
What is FOA's market cap?: $110.52M, based on the Nov 4 close of $11.99.
What is FOA's P/E ratio?: 541.8× trailing-twelve-month earnings of $204K.
Does Finance of America Companies pay a dividend?: No regular cash dividend has been paid in the last year.
How much of FOA is sold short?: 458.5K shares, 13.0% of float, as of Oct 15, 2026.
What sector is FOA in?: Financials, in the Banking & Credit industry.

About Finance of America Companies

Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.

HQ: Plano, TX784 employeesListed Apr 5, 2021financeofamerica.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology