What is PBHC's market cap?

$105.17M, based on the Nov 3 close of $16.75.

What is PBHC's P/E ratio?

735.4× trailing-twelve-month earnings of $143K.

Does Pathfinder Bancorp pay a dividend?

Yes. The latest regular dividend was $0.1 per share (ex-date Oct 16), an annualised yield of 2.39%.

How much of PBHC is sold short?

8.6K shares, 0.3% of float, as of Oct 15, 2026.

What sector is PBHC in?

Financials, in the Banking & Credit industry.

NASDAQ · PBHCFinancialsBanking & Credit

Pathfinder Bancorp Inc (PBHC)

$16.75−1.47%

Close Nov 3, 2026 · split-adjusted

Nov 3, 2026$16.75▲ 11.07% in range

Nov 3, 2025Low $12.16 · High $18.29Nov 3, 2026

What changed · written from our data

As of Nov 4, 2026

Pathfinder Bancorp closed at $16.75 on Nov 3, down 1.47%, 8.4% below its highest close since Sep 28. Volume of 1.8K shares was 1.24× its 20-day average (close to normal).

Split-adjusted performance: -0.8% over one month, +19.6% over six months.

In the quarter ended Jun 30, 2026, revenue was $19.29M, up 9.2% from a year earlier, with a net margin of 13.8%.

Short interest was 8.6K shares at the Oct 15 settlement, down 3.8% from the prior report (0.3% of float, 5.6 days to cover).

Market cap$105.2M6.3M shares

Revenue · quarter$19.3M+9.2% YoY

Diluted EPS$0.42—

P/E · TTM735.4×P/S 1.3×

Net margin13.8%Gross 61.0%

Dividend yield2.39%$0.1 last paid

Range since Sep 2812.16 – 18.29−8.4% from high

Volume1.8K1.24× 20-day avg

Volatility · 60d34.0%Annualised

Short % of float0.3%5.6 days to cover

Net cash-$13.0MCash $150.6M

Next earnings—Not scheduled

Split-adjusted performance

1W +0.2%1M −0.8%3M +1.3%6M +19.6%YTD +18.7%1Y —3Y +26.4%5Y +1.3%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum—

Revenue growth—

Net margin—

Value (low P/E)—

Size—

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short8.6K−3.8% vs prior

Days to cover5.6Settled Oct 15

% of float0.3%

Short vol. 10d36.1%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
PBHCPathfinder Bancorp	$16.75	−1.47%	+19.6%	+9.2%	13.8%	735.4	$105.2M
NAKANakamoto	$6.02	+6.55%	−22.6%	—	−370.8%	—	$107.7M	Compare
BYFCBroadway Financial Corp/Del	$11.62	−0.34%	+25.6%	+27.1%	1.1%	—	$107.8M	Compare
SFBCSound Financial Bancorp	$45.77	+1.71%	+8.0%	+1.5%	15.5%	13.6	$109.0M	Compare
BOTJBank of the James Financial Group	$24.26	+2.02%	+5.0%	+6.7%	19.3%	9.6	$110.2M	Compare
FOAFinance of America Companies	$11.99	+13.87%	−42.9%	+10.6%	12.4%	541.8	$110.5M	Compare
FNWBFirst Northwest Bancorp	$10.33	+0.78%	+3.3%	−6.3%	1.1%	65.6	$98.2M	Compare
PNBKPatriot National Bancorp	$0.8940	+1.59%	−14.9%	+44.2%	0.7%	—	$112.7M	Compare
PROVProvident Financial Hldgs	$18.20	+0.06%	+6.4%	+1.6%	14.4%	16.9	$112.8M	Compare

News about Pathfinder Bancorp

All news →

Pathfinder Bancorp, Inc. Declares DividendBenzinga · Mar 30, 2026▲ Positive

Quick answers

What does Pathfinder Bancorp do?: Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans.
What is PBHC's market cap?: $105.17M, based on the Nov 3 close of $16.75.
What is PBHC's P/E ratio?: 735.4× trailing-twelve-month earnings of $143K.
Does Pathfinder Bancorp pay a dividend?: Yes. The latest regular dividend was $0.1 per share (ex-date Oct 16), an annualised yield of 2.39%.
How much of PBHC is sold short?: 8.6K shares, 0.3% of float, as of Oct 15, 2026.
What sector is PBHC in?: Financials, in the Banking & Credit industry.

About Pathfinder Bancorp

Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.

HQ: Oswego, NY187 employeesListed May 30, 1996pathfinderbank.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology