Bank of the James Financial Group financials
$27.04−0.62%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.8M | $15.8M | $16.3M | $15.9M | $15.7M | $14.5M | $15.5M | $15.4M | $15.1M | $13.8M | $13.7M | $13.3M |
| Gross profit | $13.7M | $12.7M | $12.9M | $12.5M | $12.3M | $11.0M | $11.5M | $11.3M | $11.3M | $10.3M | $10.6M | $10.6M |
| Gross margin | 81.9% | 80.3% | 78.7% | 78.2% | 78.4% | 75.8% | 74.4% | 73.7% | 74.6% | 74.2% | 77.0% | 79.2% |
| Operating income | $4.1M | $3.5M | $3.5M | $3.2M | $3.4M | $1.0M | $2.1M | $2.5M | $2.7M | $2.7M | $2.1M | $2.6M |
| Net income | $3.2M | $2.8M | $2.7M | $2.8M | $2.7M | $842.0K | $1.6M | $2.0M | $2.1M | $2.2M | $2.1M | $2.1M |
| Net margin | 19.3% | 17.5% | 16.7% | 17.3% | 17.2% | 5.8% | 10.5% | 12.9% | 14.2% | 15.8% | 15.4% | 15.6% |
| Diluted EPS | $0.71 | $0.61 | $0.60 | $0.61 | $0.60 | $0.19 | $0.36 | $0.44 | $0.47 | $0.48 | $0.46 | $0.46 |
| EBITDA | $4.1M | $3.5M | $3.5M | $3.2M | $3.4M | $1.0M | $2.1M | $2.5M | $2.7M | $2.7M | $2.1M | $2.6M |
| Operating cash flow | $632.0K | $4.7M | $2.0M | $5.3M | $3.7M | $763.0K | $1.9M | $5.0M | $2.9M | -$1.2M | $3.5M | $3.4M |
| Free cash flow | $332.0K | $4.4M | $1.3M | $5.0M | $3.5M | $141.0K | $1.5M | $3.4M | $2.8M | -$1.7M | $3.4M | $2.2M |
| Diluted shares | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $24.7M | $25.1M | $28.5M | $28.4M | $22.6M | $25.8M |
| Short-term investments | $253.2M | $313.0M | $275.5M | $264.9M | $257.3M | $267.4M |
| Total debt | $8.7M | $8.7M | $8.8M | $8.8M | $9.0M | $19.2M |
| Total assets | $1.04B | $1.06B | $1.04B | $1.02B | $1.00B | $1.01B |
| Total liabilities | $958.2M | $979.9M | $959.0M | $943.2M | $932.6M | $943.4M |
| Shareholders' equity | $83.2M | $81.3M | $80.0M | $77.0M | $71.7M | $68.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology