NASDAQ · USCBFinancialsBanking & Credit

USCB Financial Holdings, Inc. Class A Common Stock (USCB)

$19.94+0.50%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$19.84▲ 15.62% in range
Nov 3, 2025Low $17.16 · High $23.48Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

USCB Financial Holdings closed at $19.94 on Nov 4, up 0.50%, 15.1% below its 52-week closing high. Volume of 73.5K shares was 0.90× its 20-day average (close to normal).

Split-adjusted performance: -10.6% over one month, +9.9% over six months, +16.2% over one year.

In the quarter ended Jun 30, 2026, revenue was $43.14M, up 9.1% from a year earlier, with a net margin of 21.0%.

Short interest was 245.0K shares at the Oct 15 settlement, down 10.0% from the prior report (2.1% of float, 4.9 days to cover).

Market cap$368.2M18.5M shares
Revenue · quarter$43.1M+9.1% YoY
Diluted EPS$0.49+22.5% YoY
P/E · TTM12.8×P/S 2.3×
Net margin21.0%Gross 64.8%
Dividend yield2.51%$0.125 last paid
52-week range17.16 – 23.48−15.1% from high
Volume73.5K0.90× 20-day avg
Volatility · 60d30.9%Annualised
Short % of float2.1%4.9 days to cover
Net cash$320.3MCash $600.5M
Next earnings—Not scheduled
Split-adjusted performance
1W +0.1%1M −10.6%3M −10.2%6M +9.9%YTD +8.3%1Y +16.2%3Y +91.7%5Y +54.2%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum58
Revenue growth61
Net margin63
Value (low P/E)44
Size34

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short245.0K−10.0% vs prior
Days to cover4.9Settled Oct 15
% of float2.1%
Short vol. 10d31.2%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
USCBUSCB Financial Holdings$19.94+0.50%+9.9%+9.1%21.0%12.8$368.2M
GEMIGemini Space Station$2.81+3.31%−44.0%—−236.9%—$368.2MCompare
WSBFWaterstone Financial$20.50+3.33%+11.5%+1.5%15.7%12.2$368.5MCompare
BRBSBlue Ridge Bankshares$4.07+2.26%+18.7%−19.4%−4.2%38.9$365.0MCompare
CFFIC&F Financial$112.23+1.13%+51.7%+10.3%16.4%12.5$364.9MCompare
FRSTPrimis Financial$15.07+1.69%+2.3%+19.3%12.0%7.0$373.7MCompare
TSBKTimberland Bancorp$48.16+1.69%+16.9%+4.4%26.0%11.9$374.5MCompare
WYFIWhiteFiber$9.15−12.77%−57.3%—−51.9%—$355.5MCompare
LSAKLesaka Technologies$4.14+3.50%−15.5%+11.8%1.7%122.0$355.2MCompare

Quick answers

What does USCB Financial Holdings do?
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S.
What is USCB's market cap?
$368.19M, based on the Nov 4 close of $19.94.
What is USCB's P/E ratio?
12.8× trailing-twelve-month earnings of $28.73M.
Does USCB Financial Holdings pay a dividend?
Yes. The latest regular dividend was $0.125 per share (ex-date Aug 17), an annualised yield of 2.51%.
How much of USCB is sold short?
245.0K shares, 2.1% of float, as of Oct 15, 2026.
What sector is USCB in?
Financials, in the Banking & Credit industry.

About USCB Financial Holdings

USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.

HQ: Doral, FL205 employeesListed Jul 23, 2021uscentury.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology