USCB Financial Holdings financials
$22.29−1.59%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $43.1M | $41.2M | $33.5M | $41.4M | $39.5M | $37.7M | $37.8M | $37.0M | $35.8M | $33.4M | $29.3M | $28.5M |
| Gross profit | $27.9M | $26.2M | $18.0M | $25.0M | $24.4M | $22.8M | $23.0M | $21.5M | $20.5M | $17.6M | $15.7M | $16.2M |
| Gross margin | 64.8% | 63.6% | 53.9% | 60.3% | 61.7% | 60.6% | 60.8% | 58.2% | 57.3% | 52.8% | 53.6% | 56.7% |
| Operating income | $12.7M | $11.7M | $3.3M | $11.8M | $10.7M | $10.1M | $9.1M | $9.2M | $8.2M | $6.0M | $3.5M | $5.1M |
| Net income | $9.1M | $9.4M | $1.4M | $8.9M | $8.1M | $7.7M | $6.9M | $6.9M | $6.2M | $4.6M | $2.7M | $3.8M |
| Net margin | 21.0% | 22.7% | 4.1% | 21.6% | 20.6% | 20.3% | 18.3% | 18.8% | 17.3% | 13.8% | 9.3% | 13.4% |
| Diluted EPS | $0.49 | $0.51 | $0.07 | $0.45 | $0.40 | $0.38 | $0.34 | $0.35 | $0.31 | $0.23 | $0.14 | $0.19 |
| EBITDA | $12.7M | $11.7M | $3.3M | $11.8M | $10.7M | $10.1M | $9.1M | $9.2M | $8.2M | $6.0M | $3.5M | $5.1M |
| Operating cash flow | $24.6M | $15.3M | -$10.0M | $20.1M | $18.0M | $14.6M | -$2.9M | $11.3M | $18.3M | $8.1M | -$6.0M | $8.3M |
| Free cash flow | $24.2M | $15.0M | -$10.1M | $20.0M | $18.0M | $14.6M | -$3.0M | $11.2M | $18.2M | $8.0M | -$6.0M | $8.3M |
| Diluted shares | 18.5M | 18.5M | 18.2M | 19.8M | 20.3M | 20.3M | 20.1M | 19.8M | 19.7M | 19.7M | 19.6M | 19.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $7.9M | $6.6M | $6.0M | $10.0M | $8.4M | $6.7M |
| Short-term investments | $592.6M | $503.9M | $503.2M | $529.7M | $497.5M | $535.1M |
| Total debt | $280.3M | $92.3M | $197.6M | $50.3M | $108.0M | $0.00 |
| Total assets | $3.02B | $2.85B | $2.79B | $2.77B | $2.72B | $2.68B |
| Total liabilities | $2.79B | $2.62B | $2.57B | $2.56B | $2.49B | $2.45B |
| Shareholders' equity | $233.2M | $223.2M | $217.2M | $209.1M | $231.6M | $225.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology