What is WSBF's market cap?

$368.53M, based on the Nov 4 close of $20.50.

What is WSBF's P/E ratio?

12.2× trailing-twelve-month earnings of $30.10M.

Does Waterstone Financial pay a dividend?

Yes. The latest regular dividend was $0.17 per share (ex-date Oct 8), an annualised yield of 3.32%.

How much of WSBF is sold short?

440.6K shares, 3.0% of float, as of Oct 15, 2026.

What sector is WSBF in?

Financials, in the Banking & Credit industry.

NASDAQ · WSBFFinancialsBanking & Credit

Waterstone Financial, Inc. (WSBF)

$20.50+3.33%

Close Nov 4, 2026 · split-adjusted

Nov 3, 2026$19.84▲ 29.67% in range

Nov 3, 2025Low $15.16 · High $21.52Nov 3, 2026

What changed · written from our data

As of Nov 4, 2026

Waterstone Financial closed at $20.50 on Nov 4, up 3.33%, 4.7% below its 52-week closing high. Volume of 65.2K shares was 1.18× its 20-day average (close to normal).

Split-adjusted performance: +3.2% over one month, +11.5% over six months, +34.0% over one year.

In the quarter ended Jun 30, 2026, revenue was $53.83M, up 1.5% from a year earlier, with a net margin of 15.7%.

Short interest was 440.6K shares at the Oct 15 settlement, up 17.5% from the prior report (3.0% of float, 6.0 days to cover).

Market cap$368.5M18.0M shares

Revenue · quarter$53.8M+1.5% YoY

Diluted EPS$0.49+14.0% YoY

P/E · TTM12.2×P/S 1.8×

Net margin15.7%Gross 74.8%

Dividend yield3.32%$0.17 last paid

52-week range15.16 – 21.52−4.7% from high

Volume65.2K1.18× 20-day avg

Volatility · 60d16.8%Annualised

Short % of float3.0%6.0 days to cover

Net cash-$117.2MCash $294.8M

Next earnings—Not scheduled

Split-adjusted performance

1W +3.7%1M +3.2%3M −1.8%6M +11.5%YTD +23.9%1Y +34.0%3Y +92.9%5Y +0.2%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum63

Revenue growth32

Net margin40

Value (low P/E)54

Size35

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short440.6K+17.5% vs prior

Days to cover6.0Settled Oct 15

% of float3.0%

Short vol. 10d47.4%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
WSBFWaterstone Financial	$20.50	+3.33%	+11.5%	+1.5%	15.7%	12.2	$368.5M
GEMIGemini Space Station	$2.81	+3.31%	−44.0%	—	−236.9%	—	$368.2M	Compare
USCBUSCB Financial Holdings	$19.94	+0.50%	+9.9%	+9.1%	21.0%	12.8	$368.2M	Compare
BRBSBlue Ridge Bankshares	$4.07	+2.26%	+18.7%	−19.4%	−4.2%	38.9	$365.0M	Compare
CFFIC&F Financial	$112.23	+1.13%	+51.7%	+10.3%	16.4%	12.5	$364.9M	Compare
FRSTPrimis Financial	$15.07	+1.69%	+2.3%	+19.3%	12.0%	7.0	$373.7M	Compare
TSBKTimberland Bancorp	$48.16	+1.69%	+16.9%	+4.4%	26.0%	11.9	$374.5M	Compare
WYFIWhiteFiber	$9.15	−12.77%	−57.3%	—	−51.9%	—	$355.5M	Compare
LSAKLesaka Technologies	$4.14	+3.50%	−15.5%	+11.8%	1.7%	122.0	$355.2M	Compare

News about Waterstone Financial

All news →

The Zacks Analyst Blog Highlights Alphabet, ExxonMobil, Toyota, Waterstone Financial and AXIL BrandsZacks Investment Research · Oct 28, 2026▲ Positive Waterstone Financial Raises Quarterly Cash Dividend by 13.3%Benzinga · Mar 17, 2026▲ Positive

Quick answers

What does Waterstone Financial do?: Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking.
What is WSBF's market cap?: $368.53M, based on the Nov 4 close of $20.50.
What is WSBF's P/E ratio?: 12.2× trailing-twelve-month earnings of $30.10M.
Does Waterstone Financial pay a dividend?: Yes. The latest regular dividend was $0.17 per share (ex-date Oct 8), an annualised yield of 3.32%.
How much of WSBF is sold short?: 440.6K shares, 3.0% of float, as of Oct 15, 2026.
What sector is WSBF in?: Financials, in the Banking & Credit industry.

About Waterstone Financial

Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.

HQ: Wauwatosa, WI593 employeesListed Oct 5, 2005wsbonline.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology