NASDAQ · CFFIFinancialsBanking & Credit

C&F Financial Corp (CFFI)

$112.23+1.13%
Close Nov 4, 2026 · split-adjusted
Oct 30, 2026$109.70▲ 60.40% in range
Nov 3, 2025Low $66.77 · High $111.25Oct 30, 2026
What changed · written from our data
As of Nov 4, 2026

C&F Financial closed at $112.23 on Nov 4, up 1.13% — matching its 52-week closing high. Volume of 126.3K shares was 1.85× its 20-day average (above normal).

Split-adjusted performance: +9.8% over one month, +51.7% over six months, +64.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $52.13M, up 10.3% from a year earlier, with a net margin of 16.4%.

Short interest was 67.0K shares at the Oct 15 settlement, up 37.2% from the prior report (2.2% of float, 1.2 days to cover).

Market cap$364.9M3.3M shares
Revenue · quarter$52.1M+10.3% YoY
Diluted EPS$2.63+11.0% YoY
P/E · TTM12.5×P/S 1.9×
Net margin16.4%Gross 78.4%
Dividend yield1.71%$0.48 last paid
52-week range66.77 – 112.230.0% from high
Volume126.3K1.85× 20-day avg
Volatility · 60d26.3%Annualised
Short % of float2.2%1.2 days to cover
Net cash$471.8MCash $524.4M
Next earnings—Not scheduled
Split-adjusted performance
1W +2.3%1M +9.8%3M +26.6%6M +51.7%YTD +54.6%1Y +64.1%3Y +111.8%5Y +117.6%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum98
Revenue growth65
Net margin42
Value (low P/E)49
Size34

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short67.0K+37.2% vs prior
Days to cover1.2Settled Oct 15
% of float2.2%
Short vol. 10d78.1%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
CFFIC&F Financial$112.23+1.13%+51.7%+10.3%16.4%12.5$364.9M
BRBSBlue Ridge Bankshares$4.07+2.26%+18.7%−19.4%−4.2%38.9$365.0MCompare
USCBUSCB Financial Holdings$19.94+0.50%+9.9%+9.1%21.0%12.8$368.2MCompare
GEMIGemini Space Station$2.81+3.31%−44.0%—−236.9%—$368.2MCompare
WSBFWaterstone Financial$20.50+3.33%+11.5%+1.5%15.7%12.2$368.5MCompare
FRSTPrimis Financial$15.07+1.69%+2.3%+19.3%12.0%7.0$373.7MCompare
TSBKTimberland Bancorp$48.16+1.69%+16.9%+4.4%26.0%11.9$374.5MCompare
WYFIWhiteFiber$9.15−12.77%−57.3%—−51.9%—$355.5MCompare
LSAKLesaka Technologies$4.14+3.50%−15.5%+11.8%1.7%122.0$355.2MCompare

Quick answers

What does C&F Financial do?
C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses.
What is CFFI's market cap?
$364.87M, based on the Nov 4 close of $112.23.
What is CFFI's P/E ratio?
12.5× trailing-twelve-month earnings of $29.09M.
Does C&F Financial pay a dividend?
Yes. The latest regular dividend was $0.48 per share (ex-date Sep 15), an annualised yield of 1.71%.
How much of CFFI is sold short?
67.0K shares, 2.2% of float, as of Oct 15, 2026.
What sector is CFFI in?
Financials, in the Banking & Credit industry.

About C&F Financial

C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses. It operates in three business activities: Community Banking, Mortgage Banking, and Consumer Finance. It mainly provides a range of lending activities, which include residential mortgage loans, commercial real estate loans, non-prime automobile lending, land acquisition, and development loans, and consumer loans. The company generates maximum of its revenue from the Community Banking segment.

HQ: Toano, VA575 employeesListed Jan 26, 1998cffc.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology