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NYSE · OPFIFinancialsBanking & Credit

OppFi Inc. (OPFI)

$6.37+9.08%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$5.84▼ 41.89% in range
Nov 3, 2025Low $5.42 · High $11.38Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

OppFi closed at $6.37 on Nov 4, up 9.08%, 44.0% below its 52-week closing high. Volume of 1.6M shares was 2.00× its 20-day average (above normal).

Split-adjusted performance: +3.1% over one month, -34.7% over six months, -36.6% over one year.

In the quarter ended Jun 30, 2026, revenue was $86.17M, down 14.0% from a year earlier, with a net margin of 17.2%.

Short interest was 4.3M shares at the Oct 15 settlement (7.4% of float, 7.4 days to cover).

Market cap$542.8M85.2M shares
Revenue · quarter$86.2M−14.0% YoY
Diluted EPS$0.18—
P/E · TTM—
Net margin17.2%Gross 100.0%
Dividend yieldNone$0.25 last paid
52-week range5.42 – 11.38−44.0% from high
Volume1.6M2.00× 20-day avg
Volatility · 60d45.7%Annualised
Short % of float7.4%7.4 days to cover
Net cash-$212.1MCash $64.3M
Next earnings—Not scheduled
Split-adjusted performance
1W +12.9%1M +3.1%3M −34.7%6M −34.7%YTD −39.1%1Y −36.6%3Y +183.1%5Y +2.1%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum10
Revenue growth6
Net margin46
Value (low P/E)—
Size43

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short4.3M−0.8% vs prior
Days to cover7.4Settled Oct 15
% of float7.4%
Short vol. 10d42.2%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
OPFIOppFi$6.37+9.08%−34.7%−14.0%17.2%—$542.8M
OBTOrange County Bancorp$40.42+2.28%+16.5%−16.3%40.2%11.4$542.1MCompare
NRIMNorthrim BanCorp$24.50+2.08%−0.6%−9.4%20.6%9.8$545.0MCompare
TREELendingTree$38.35+32.84%−3.3%+25.3%3.1%3.0$538.4MCompare
PDLBPonce Financial Group$22.18+1.37%+25.1%+48.8%1307.8%—$536.5MCompare
WTBAWest Bancorporation$31.13+1.93%+30.6%+1.0%22.4%13.0$530.6MCompare
BSRRSierra Bancorp$42.85+2.00%+16.3%−2.6%30.2%11.0$555.6MCompare
NPBNorthpointe Bancshares$16.14+2.48%−8.8%+11.6%16.5%6.8$558.2MCompare
COFSCHOICEONE FINANCIAL$37.61+3.75%+20.7%−2.6%21.2%10.3$561.1MCompare

News about OppFi

All news →
OppFi Inc. (OPFI) Misses Q3 Earnings and Revenue EstimatesZacks Investment Research · Oct 28, 2026▼ Negative

Quick answers

What does OppFi do?
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans.
What is OPFI's market cap?
$542.78M, based on the Nov 4 close of $6.37.
Does OppFi pay a dividend?
No regular cash dividend has been paid in the last year.
How much of OPFI is sold short?
4.3M shares, 7.4% of float, as of Oct 15, 2026.
What sector is OPFI in?
Financials, in the Banking & Credit industry.

About OppFi

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.

HQ: Chicago, IL410 employeesListed Jul 21, 2021oppfi.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology