Both in Banking & Credit

OppFi vs Sierra Bancorp

Over the past year OPFI returned −42.7% and BSRR returned +51.5%; their daily moves had a correlation of 0.20.

OPFI −42.7% BSRR +51.5%Growth of $1, one year, split-adjusted
MetricOPFIBSRR
Price$5.71$40.70
Market cap$486.6M$527.6M
Today+0.55%+2.65%
1 month−9.1%+3.3%
6 months−33.4%+12.9%
Year to date−45.4%+24.5%
1 year−42.7%+51.5%
Revenue growth (YoY)−14.0%−3.4%
Gross margin100.0%78.7%
Net margin17.2%20.0%
P/E (TTM)—11.7×
Price / sales—2.6×
Net cash-$212.1M$796.8M
Dividend yield—2.65%
Volatility (60d)70.6%16.2%
Short % of float5.6%3.5%
Next earnings——

Shading marks the stronger figure where one clearly exists (lower is better for valuation and volatility).