OppFi financials
$6.08−0.65%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $86.2M | $150.5M | — | $153.7M | $100.2M | $139.1M | $134.3M | $135.5M | $125.1M | $126.3M | $131.8M | $132.1M |
| Gross profit | $86.2M | $150.5M | — | $153.7M | $100.2M | $139.1M | $134.3M | $135.5M | $125.1M | $126.3M | $131.8M | $132.1M |
| Gross margin | 100.0% | 100.0% | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | $32.5M | $42.5M | — | $57.1M | $54.4M | $51.6M | -$115.2M | $45.3M | $39.2M | $15.7M | -$144.6M | $84.1M |
| Net income | $14.8M | $28.4M | — | $41.6M | -$20.8M | -$11.4M | -$5.6M | $4.3M | $3.1M | $5.5M | -$5.6M | $2.2M |
| Net margin | 17.2% | 18.9% | — | 27.1% | −20.7% | −8.2% | −4.2% | 3.1% | 2.5% | 4.4% | −4.2% | 1.6% |
| Diluted EPS | $0.18 | $0.56 | — | $0.77 | $-0.78 | $-0.48 | — | $0.21 | $0.16 | $0.10 | $-0.32 | $0.13 |
| EBITDA | $34.0M | $43.1M | $764.0K | $58.3M | $55.9M | $53.3M | -$113.1M | $47.7M | $41.7M | $21.3M | -$144.6M | $87.2M |
| Operating cash flow | $92.0M | $90.8M | $116.8M | $105.1M | $95.6M | $83.7M | $94.5M | $77.6M | $77.3M | $74.4M | $82.6M | $75.0M |
| Free cash flow | $87.4M | $85.6M | $111.9M | $99.9M | $91.0M | $79.3M | $90.1M | $73.7M | $74.7M | $72.3M | $80.5M | $72.8M |
| Diluted shares | 86.0M | 86.2M | — | 88.2M | 26.6M | 23.7M | — | 20.2M | 19.7M | 86.2M | 17.4M | 17.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $64.3M | $63.9M | $49.5M | $45.5M | $45.2M | $58.0M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total debt | $276.5M | $284.3M | $321.4M | $320.8M | $305.9M | $288.0M |
| Total assets | $770.7M | $720.0M | $754.1M | $720.6M | $673.4M | $640.1M |
| Total liabilities | $356.5M | $377.0M | $445.2M | $443.4M | $455.7M | $403.3M |
| Shareholders' equity | $414.3M | $343.0M | $308.9M | $277.3M | $217.7M | $236.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology