NASDAQ · OBTFinancialsBanking & Credit

Orange County Bancorp, Inc. Common Stock (OBT)

$40.42+2.28%
Close Nov 4, 2026 · split-adjusted
Oct 30, 2026$38.69▲ 56.51% in range
Nov 3, 2025Low $24.72 · High $39.19Oct 30, 2026
What changed · written from our data
As of Nov 4, 2026

Orange County Bancorp closed at $40.42 on Nov 4, up 2.28% — matching its 52-week closing high. Volume of 49.2K shares was 0.73× its 20-day average (below normal).

Split-adjusted performance: +7.8% over one month, +16.5% over six months, +63.5% over one year.

In the quarter ended Jun 30, 2026, revenue was $33.94M, down 16.3% from a year earlier, with a net margin of 40.2%.

Short interest was 146.3K shares at the Oct 15 settlement, up 10.5% from the prior report (1.3% of float, 2.1 days to cover).

Market cap$542.1M13.4M shares
Revenue · quarter$33.9M−16.3% YoY
Diluted EPS$1.02+17.2% YoY
P/E · TTM11.4×P/S 3.5×
Net margin40.2%Gross 81.9%
Dividend yield1.78%$0.18 last paid
52-week range24.72 – 40.420.0% from high
Volume49.2K0.73× 20-day avg
Volatility · 60d18.9%Annualised
Short % of float1.3%2.1 days to cover
Net cash$702.3MCash $736.9M
Next earnings—Not scheduled
Split-adjusted performance
1W +6.1%1M +7.8%3M +5.3%6M +16.5%YTD +41.6%1Y +63.5%3Y +84.0%5Y +106.0%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum75
Revenue growth6
Net margin97
Value (low P/E)68
Size42

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short146.3K+10.5% vs prior
Days to cover2.1Settled Oct 15
% of float1.3%
Short vol. 10d48.1%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
OBTOrange County Bancorp$40.42+2.28%+16.5%−16.3%40.2%11.4$542.1M
OPFIOppFi$6.37+9.08%−34.7%−14.0%17.2%—$542.8MCompare
NRIMNorthrim BanCorp$24.50+2.08%−0.6%−9.4%20.6%9.8$545.0MCompare
TREELendingTree$38.35+32.84%−3.3%+25.3%3.1%3.0$538.4MCompare
PDLBPonce Financial Group$22.18+1.37%+25.1%+48.8%1307.8%—$536.5MCompare
WTBAWest Bancorporation$31.13+1.93%+30.6%+1.0%22.4%13.0$530.6MCompare
BSRRSierra Bancorp$42.85+2.00%+16.3%−2.6%30.2%11.0$555.6MCompare
NPBNorthpointe Bancshares$16.14+2.48%−8.8%+11.6%16.5%6.8$558.2MCompare
COFSCHOICEONE FINANCIAL$37.61+3.75%+20.7%−2.6%21.2%10.3$561.1MCompare

Quick answers

What does Orange County Bancorp do?
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management.
What is OBT's market cap?
$542.08M, based on the Nov 4 close of $40.42.
What is OBT's P/E ratio?
11.4× trailing-twelve-month earnings of $47.39M.
Does Orange County Bancorp pay a dividend?
Yes. The latest regular dividend was $0.18 per share (ex-date Sep 4), an annualised yield of 1.78%.
How much of OBT is sold short?
146.3K shares, 1.3% of float, as of Oct 15, 2026.
What sector is OBT in?
Financials, in the Banking & Credit industry.

About Orange County Bancorp

Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.

HQ: Middletown, NY235 employeesListed Dec 14, 1998orangebanktrust.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology