What is ASRV's market cap?

$80.99M, based on the Nov 4 close of $4.77.

What is ASRV's P/E ratio?

9.5× trailing-twelve-month earnings of $8.52M.

Does AmeriServ Financial pay a dividend?

Yes. The latest regular dividend was $0.03 per share (ex-date Nov 2), an annualised yield of 2.52%.

How much of ASRV is sold short?

152.5K shares, 1.2% of float, as of Oct 15, 2026.

What sector is ASRV in?

Financials, in the Banking & Credit industry.

NASDAQ · ASRVFinancialsBanking & Credit

AmeriServ Financial Inc (ASRV)

$4.77+5.07%

Close Nov 4, 2026 · split-adjusted

Nov 3, 2026$4.54▲ 46.45% in range

Nov 3, 2025Low $3.00 · High $5.24Nov 3, 2026

What changed · written from our data

As of Nov 4, 2026

AmeriServ Financial closed at $4.77 on Nov 4, up 5.07%, 9.0% below its 52-week closing high. Volume of 17.1K shares was 0.91× its 20-day average (close to normal).

Split-adjusted performance: +8.4% over one month, +25.9% over six months, +53.9% over one year.

In the quarter ended Jun 30, 2026, revenue was $22.67M, up 4.0% from a year earlier, with a net margin of 12.1%.

Short interest was 152.5K shares at the Oct 15 settlement, down 5.6% from the prior report (1.2% of float, 10.2 days to cover).

Market cap$81.0M17.0M shares

Revenue · quarter$22.7M+4.0% YoY

Diluted EPS$0.16—

P/E · TTM9.5×P/S 0.9×

Net margin12.1%Gross 70.2%

Dividend yield2.52%$0.03 last paid

52-week range3.00 – 5.24−9.0% from high

Volume17.1K0.91× 20-day avg

Volatility · 60d49.7%Annualised

Short % of float1.2%10.2 days to cover

Net cash$270.1MCash $333.1M

Next earnings—Not scheduled

Split-adjusted performance

1W −2.7%1M +8.4%3M −0.4%6M +25.9%YTD +49.5%1Y +53.9%3Y +83.5%5Y +24.2%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum89

Revenue growth43

Net margin29

Value (low P/E)85

Size8

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short152.5K−5.6% vs prior

Days to cover10.2Settled Oct 15

% of float1.2%

Short vol. 10d73.8%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
ASRVAmeriServ Financial	$4.77	+5.07%	+25.9%	+4.0%	12.1%	9.5	$81.0M
SUIGSui Group Holdings Limited	$1.06	−2.75%	−39.4%	—	−5208.5%	—	$81.4M	Compare
CPBICentral Plains Bancshares	$20.62	−0.63%	+19.1%	+15.1%	17.9%	17.8	$80.2M	Compare
UBCPUnited Bancorp Inc/OH	$14.34	+2.06%	−10.4%	+3.0%	16.4%	10.7	$82.2M	Compare
MGLDThe Marygold Companies	$1.97	+0.01%	+71.3%	+25.7%	−52.9%	—	$85.2M	Compare
USIOUsio	$3.00	+2.39%	+122.2%	+18.6%	1.2%	—	$85.5M	Compare
AGPUAxe Compute	$7.44	−1.59%	+25.5%	—	−535.2%	—	$86.2M	Compare
AUBNAuburn National Bancorporation	$25.90	+2.86%	+10.0%	+5.1%	20.1%	10.7	$90.1M	Compare
CLSTCatalyst Bancorp	$17.88	+3.23%	+12.7%	+3.7%	13.3%	35.7	$72.3M	Compare

News about AmeriServ Financial

All news →

AmeriServ Stock Rises 9% as Q3 Earnings Improve Year Over YearZacks Investment Research · Oct 26, 2026▲ Positive

Quick answers

What does AmeriServ Financial do?: AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services.
What is ASRV's market cap?: $80.99M, based on the Nov 4 close of $4.77.
What is ASRV's P/E ratio?: 9.5× trailing-twelve-month earnings of $8.52M.
Does AmeriServ Financial pay a dividend?: Yes. The latest regular dividend was $0.03 per share (ex-date Nov 2), an annualised yield of 2.52%.
How much of ASRV is sold short?: 152.5K shares, 1.2% of float, as of Oct 15, 2026.
What sector is ASRV in?: Financials, in the Banking & Credit industry.

About AmeriServ Financial

AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.

HQ: Johnstown, PA298 employeesListed Jan 30, 1985ameriserv.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology