What is UBCP's market cap?

$82.25M, based on the Nov 4 close of $14.34.

What is UBCP's P/E ratio?

10.7× trailing-twelve-month earnings of $7.67M.

Does United Bancorp Inc/OH pay a dividend?

Yes. The latest regular dividend was $0.1975 per share (ex-date Sep 10), an annualised yield of 5.51%.

How much of UBCP is sold short?

6.7K shares, 0.1% of float, as of Oct 15, 2026.

What sector is UBCP in?

Financials, in the Banking & Credit industry.

NASDAQ · UBCPFinancialsBanking & Credit

United Bancorp Inc/OH (UBCP)

$14.34+2.06%

Close Nov 4, 2026 · split-adjusted

Oct 30, 2026$14.16▲ 8.09% in range

Oct 30, 2025Low $12.55 · High $17.01Oct 30, 2026

What changed · written from our data

As of Nov 4, 2026

United Bancorp Inc/OH closed at $14.34 on Nov 4, up 2.06%, 15.7% below its 52-week closing high. Volume of 16.0K shares was 1.93× its 20-day average (above normal).

Split-adjusted performance: +1.3% over one month, -10.4% over six months.

In the quarter ended Jun 30, 2026, revenue was $12.15M, up 3.0% from a year earlier, with a net margin of 16.4%.

Short interest was 6.7K shares at the Oct 15 settlement, down 3.1% from the prior report (0.1% of float, 1.0 days to cover).

Market cap$82.2M5.7M shares

Revenue · quarter$12.2M+3.0% YoY

Diluted EPS$0.36+9.1% YoY

P/E · TTM10.7×P/S 1.7×

Net margin16.4%Gross 71.0%

Dividend yield5.51%$0.1975 last paid

52-week range12.55 – 17.01−15.7% from high

Volume16.0K1.93× 20-day avg

Volatility · 60d34.1%Annualised

Short % of float0.1%1.0 days to cover

Net cash$211.4MCash $290.3M

Next earnings—Not scheduled

Split-adjusted performance

1W +2.4%1M +1.3%3M −9.0%6M −10.4%YTD −0.1%1Y —3Y +43.5%5Y −4.4%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum18

Revenue growth38

Net margin41

Value (low P/E)77

Size9

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short6.7K−3.1% vs prior

Days to cover1.0Settled Oct 15

% of float0.1%

Short vol. 10d19.2%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
UBCPUnited Bancorp Inc/OH	$14.34	+2.06%	−10.4%	+3.0%	16.4%	10.7	$82.2M
SUIGSui Group Holdings Limited	$1.06	−2.75%	−39.4%	—	−5208.5%	—	$81.4M	Compare
ASRVAmeriServ Financial	$4.77	+5.07%	+25.9%	+4.0%	12.1%	9.5	$81.0M	Compare
CPBICentral Plains Bancshares	$20.62	−0.63%	+19.1%	+15.1%	17.9%	17.8	$80.2M	Compare
MGLDThe Marygold Companies	$1.97	+0.01%	+71.3%	+25.7%	−52.9%	—	$85.2M	Compare
USIOUsio	$3.00	+2.39%	+122.2%	+18.6%	1.2%	—	$85.5M	Compare
AGPUAxe Compute	$7.44	−1.59%	+25.5%	—	−535.2%	—	$86.2M	Compare
AUBNAuburn National Bancorporation	$25.90	+2.86%	+10.0%	+5.1%	20.1%	10.7	$90.1M	Compare
FUSBFirst US Bancshares	$16.67	+1.09%	+4.5%	+1.7%	11.0%	11.8	$91.8M	Compare

News about United Bancorp Inc/OH

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The Zacks Analyst Blog Highlights Microsoft, Intel, Bank of America, AMREP and United BancorpZacks Investment Research · Sep 1, 2026Neutral

Quick answers

What does United Bancorp Inc/OH do?: United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans.
What is UBCP's market cap?: $82.25M, based on the Nov 4 close of $14.34.
What is UBCP's P/E ratio?: 10.7× trailing-twelve-month earnings of $7.67M.
Does United Bancorp Inc/OH pay a dividend?: Yes. The latest regular dividend was $0.1975 per share (ex-date Sep 10), an annualised yield of 5.51%.
How much of UBCP is sold short?: 6.7K shares, 0.1% of float, as of Oct 15, 2026.
What sector is UBCP in?: Financials, in the Banking & Credit industry.

About United Bancorp Inc/OH

United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.

HQ: Martins Ferry, OH133 employeesListed Mar 1, 1993unitedbancorp.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology