AmeriServ Financial financials
$4.72+2.61%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $22.7M | $21.5M | $22.5M | $22.9M | $21.8M | $21.1M | $21.5M | $20.9M | $20.9M | $21.2M | $18.7M | $19.7M |
| Gross profit | $15.9M | $14.8M | $15.3M | $15.4M | $14.5M | $14.1M | $14.0M | $13.1M | $13.2M | $13.7M | $11.4M | $13.1M |
| Gross margin | 70.2% | 68.9% | 67.9% | 67.3% | 66.5% | 66.5% | 65.0% | 62.6% | 63.4% | 64.7% | 60.6% | 66.3% |
| Operating income | $3.4M | $2.2M | $1.7M | $3.1M | -$352.0K | $2.4M | $1.1M | $1.4M | -$484.0K | $2.4M | -$6.8M | $771.0K |
| Net income | $2.7M | $1.8M | $1.4M | $2.5M | -$282.0K | $1.9M | $889.0K | $1.2M | -$375.0K | $1.9M | -$5.3M | $647.0K |
| Net margin | 12.1% | 8.4% | 6.4% | 11.1% | −1.3% | 9.0% | 4.1% | 5.7% | −1.8% | 9.0% | −28.4% | 3.3% |
| Diluted EPS | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 |
| EBITDA | $3.4M | $2.2M | $1.7M | $3.1M | -$352.0K | $2.4M | $1.1M | $1.4M | -$484.0K | $2.4M | -$6.8M | $771.0K |
| Operating cash flow | -$1.1M | $356.0K | $1.2M | $1.4M | -$62.0K | $599.0K | $3.4M | -$235.0K | $1.7M | -$2.2M | $1.1M | $2.7M |
| Free cash flow | -$1.6M | -$44.0K | $769.0K | $898.0K | -$268.0K | $534.0K | $3.1M | -$1.0M | $1.2M | -$2.8M | $739.0K | $2.3M |
| Diluted shares | 17.0M | 16.9M | 16.6M | 16.5M | 16.5M | 16.5M | 16.5M | 16.5M | 17.0M | 17.1M | 17.1M | 17.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $13.9M | $13.1M | $11.5M | $14.7M | $20.2M | $19.8M |
| Short-term investments | $319.2M | $317.2M | $301.1M | $286.5M | $252.8M | $242.0M |
| Total debt | $63.0M | $67.7M | $71.4M | $74.8M | $78.4M | $89.9M |
| Total assets | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B |
| Total liabilities | $1.34B | $1.35B | $1.33B | $1.35B | $1.34B | $1.32B |
| Shareholders' equity | $123.1M | $120.7M | $119.3M | $114.6M | $110.9M | $110.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology