NASDAQ · USIOFinancialsBanking & Credit

Usio, Inc. Common Stock (USIO)

$3.00+2.39%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$2.99▲ 103.40% in range
Nov 3, 2025Low $1.05 · High $3.25Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Usio closed at $3.00 on Nov 4, up 2.39%, 7.7% below its 52-week closing high. Volume of 125.9K shares was 0.70× its 20-day average (below normal).

Split-adjusted performance: +6.0% over one month, +122.2% over six months, +104.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $23.68M, up 18.6% from a year earlier, with a net margin of 1.2%.

Short interest was 49.5K shares at the Oct 15 settlement, down 22.3% from the prior report (0.2% of float, 1.0 days to cover).

Market cap$85.5M28.5M shares
Revenue · quarter$23.7M+18.6% YoY
Diluted EPS$0.01—
P/E · TTM—P/S 0.9×
Net margin1.2%Gross 24.2%
Dividend yieldNone
52-week range1.05 – 3.25−7.7% from high
Volume125.9K0.70× 20-day avg
Volatility · 60d65.9%Annualised
Short % of float0.2%1.0 days to cover
Net cash$5.1MCash $6.4M
Next earnings—Not scheduled
Split-adjusted performance
1W −5.4%1M +6.0%3M +29.9%6M +122.2%YTD +120.6%1Y +104.1%3Y +53.1%5Y −48.6%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum100
Revenue growth77
Net margin16
Value (low P/E)—
Size9

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short49.5K−22.3% vs prior
Days to cover1.0Settled Oct 15
% of float0.2%
Short vol. 10d36.3%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
USIOUsio$3.00+2.39%+122.2%+18.6%1.2%—$85.5M
MGLDThe Marygold Companies$1.97+0.01%+71.3%+25.7%−52.9%—$85.2MCompare
AGPUAxe Compute$7.44−1.59%+25.5%—−535.2%—$86.2MCompare
UBCPUnited Bancorp Inc/OH$14.34+2.06%−10.4%+3.0%16.4%10.7$82.2MCompare
SUIGSui Group Holdings Limited$1.06−2.75%−39.4%—−5208.5%—$81.4MCompare
AUBNAuburn National Bancorporation$25.90+2.86%+10.0%+5.1%20.1%10.7$90.1MCompare
ASRVAmeriServ Financial$4.77+5.07%+25.9%+4.0%12.1%9.5$81.0MCompare
CPBICentral Plains Bancshares$20.62−0.63%+19.1%+15.1%17.9%17.8$80.2MCompare
FUSBFirst US Bancshares$16.67+1.09%+4.5%+1.7%11.0%11.8$91.8MCompare

Quick answers

What does Usio do?
Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem.
What is USIO's market cap?
$85.49M, based on the Nov 4 close of $3.00.
Does Usio pay a dividend?
No regular cash dividend has been paid in the last year.
How much of USIO is sold short?
49.5K shares, 0.2% of float, as of Oct 15, 2026.
What sector is USIO in?
Financials, in the Banking & Credit industry.

About Usio

Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. The company's reportable operating segments are Output Solutions and Merchant Services, and these segments.

HQ: San Antonio, TX110 employeesListed Dec 1, 1998usio.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology