World Acceptance financials
$172.51+0.66%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY26 Mar 31 | FY25 Mar 31 | FY24 Mar 31 | FY23 Mar 31 | FY22 Mar 31 | FY21 Mar 31 | FY20 Mar 31 | FY19 Mar 31 | FY18 Mar 31 | FY17 Mar 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $585.2M | $564.2M | $572.8M | $616.5M | $585.2M | $528.0M | $590.0M | $544.5M | $502.7M | $490.8M |
| Gross profit | $535.7M | $521.5M | $524.6M | $566.1M | $551.8M | $502.3M | $564.1M | $526.6M | $483.6M | $469.3M |
| Gross margin | 91.6% | 92.4% | 91.6% | 91.8% | 94.3% | 95.1% | 95.6% | 96.7% | 96.2% | 95.6% |
| Operating income | $45.2M | $111.3M | $99.0M | $27.1M | $65.6M | $111.4M | $34.9M | $89.9M | $96.9M | $105.9M |
| Net income | $34.6M | $89.2M | $77.0M | $21.2M | $53.9M | $88.3M | $28.2M | $37.2M | $53.7M | $73.6M |
| Net margin | 5.9% | 15.8% | 13.5% | 3.4% | 9.2% | 16.7% | 4.8% | 6.8% | 10.7% | 15.0% |
| Diluted EPS | $6.88 | $16.21 | $13.14 | $3.60 | $8.47 | $13.23 | $3.54 | $4.05 | $5.99 | $8.38 |
| EBITDA | $45.2M | $111.3M | $99.0M | $27.1M | $65.6M | $111.4M | $34.9M | $89.9M | $96.9M | $105.9M |
| Operating cash flow | $259.4M | $254.2M | $265.8M | $291.6M | $272.4M | $227.0M | $281.0M | $244.7M | $218.0M | $219.4M |
| Free cash flow | $256.3M | $251.0M | $260.2M | $286.3M | $266.6M | $215.6M | $270.0M | $235.3M | $209.2M | $213.4M |
| Diluted shares | 5.0M | 5.5M | 5.9M | 5.9M | 6.4M | 6.7M | 8.0M | 9.2M | 9.0M | 8.8M |
Balance sheet
| Period end | Mar 31 | Mar 31 | Mar 31 | Mar 31 | Mar 31 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $6.1M | $4.7M | $11.8M | $16.5M | $19.2M | $15.7M |
| Short-term investments | $23.3M | $5.0M | $0.00 | $0.00 | $1.12B | $825.4M |
| Total debt | $587.2M | $446.9M | $496.0M | $595.3M | $692.4M | $405.0M |
| Total assets | $1.05B | $1.01B | $1.06B | $1.12B | $1.22B | $954.3M |
| Total liabilities | $703.1M | $571.5M | $631.9M | $732.1M | $845.3M | $549.3M |
| Shareholders' equity | $351.0M | $437.0M | $424.4M | $385.2M | $373.0M | $404.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology