World Acceptance financials
$172.51+0.66%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q1 '27 Jun 30 | Q4 '26 Mar 31 | Q3 '26 Dec 31 | Q2 '26 Sep 30 | Q1 '26 Jun 30 | Q4 '25 Mar 31 | Q3 '25 Dec 31 | Q2 '25 Sep 30 | Q1 '25 Jun 30 | Q4 '24 Mar 31 | Q3 '24 Dec 31 | Q2 '24 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $139.2M | $177.0M | $141.3M | $134.5M | $132.8M | $164.6M | $138.6M | $131.4M | $129.5M | $159.3M | $137.7M | $136.9M |
| Gross profit | $127.8M | $164.3M | $128.5M | $120.1M | $123.1M | $153.4M | $127.3M | $121.0M | $119.8M | $147.5M | $126.1M | $124.3M |
| Gross margin | 91.8% | 92.8% | 90.9% | 89.3% | 92.7% | 93.2% | 91.9% | 92.0% | 92.5% | 92.6% | 91.5% | 90.8% |
| Operating income | $7.9M | $46.0M | -$1.0M | -$1.7M | $2.3M | $54.4M | $16.0M | $27.9M | $12.9M | $46.6M | $19.5M | $20.9M |
| Net income | $6.1M | $36.1M | -$911.3K | -$1.9M | $1.6M | $43.8M | $13.4M | $22.1M | $9.9M | $35.1M | $16.7M | $16.1M |
| Net margin | 4.4% | 20.4% | −0.6% | −1.4% | 1.2% | 26.6% | 9.7% | 16.8% | 7.7% | 22.0% | 12.1% | 11.7% |
| Diluted EPS | $1.33 | $7.27 | $-0.19 | $-0.38 | $0.30 | $8.04 | $2.45 | $3.99 | $1.79 | $6.09 | $2.84 | $2.71 |
| EBITDA | $7.9M | $46.0M | -$1.0M | -$1.7M | $2.3M | $54.4M | $16.0M | $27.9M | $12.9M | $46.6M | $19.5M | $20.9M |
| Operating cash flow | $64.4M | $94.6M | $57.9M | $48.6M | $58.2M | $90.9M | $61.1M | $53.8M | $48.4M | $83.8M | $59.3M | $62.9M |
| Free cash flow | $63.3M | $93.6M | $57.2M | $47.9M | $57.6M | $90.1M | $60.5M | $52.9M | $47.5M | $82.3M | $58.1M | $61.5M |
| Diluted shares | 4.6M | 5.0M | 4.8M | 5.1M | 5.3M | 5.4M | 5.5M | 5.5M | 5.6M | 5.8M | 5.9M | 5.9M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $10.4M | $6.1M | $10.0M | $14.9M | $8.1M | $4.7M |
| Short-term investments | $17.6M | $23.3M | $32.2M | $0.00 | $0.00 | $5.0M |
| Total debt | $572.8M | $587.2M | $677.2M | $0.00 | $471.7M | $446.9M |
| Total assets | $1.08B | $1.05B | $1.14B | $1.06B | $1.02B | $1.01B |
| Total liabilities | $716.9M | $703.1M | $790.8M | $696.7M | $596.2M | $571.5M |
| Shareholders' equity | $362.2M | $351.0M | $351.6M | $365.6M | $427.9M | $437.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology