NASDAQ · WRLDFinancialsBanking & Credit

World Acceptance Corp (WRLD)

$161.10−2.75%
Close Nov 4, 2026 · split-adjusted
Oct 30, 2026$164.47▲ 23.75% in range
Nov 3, 2025Low $115.57 · High $223.83Oct 30, 2026
What changed · written from our data
As of Nov 4, 2026

World Acceptance closed at $161.10 on Nov 4, down 2.75%, 28.0% below its 52-week closing high. Volume of 110.8K shares was 1.99× its 20-day average (above normal).

Split-adjusted performance: -9.0% over one month, +8.1% over six months, +21.2% over one year.

In the quarter ended Jun 30, 2026, revenue was $139.21M, up 4.8% from a year earlier, with a net margin of 4.4%.

Short interest was 379.0K shares at the Oct 15 settlement, down 4.1% from the prior report (13.3% of float, 7.5 days to cover).

Market cap$750.8M4.7M shares
Revenue · quarter$139.2M+4.8% YoY
Diluted EPS$1.33+343.3% YoY
P/E · TTM19.1×P/S 1.3×
Net margin4.4%Gross 91.8%
Dividend yieldNone
52-week range115.57 – 223.83−28.0% from high
Volume110.8K1.99× 20-day avg
Volatility · 60d31.8%Annualised
Short % of float13.3%7.5 days to cover
Net cash-$544.9MCash $28.0M
Next earnings—Not scheduled
Split-adjusted performance
1W −7.5%1M −9.0%3M −15.2%6M +8.1%YTD +14.8%1Y +21.2%3Y +66.8%5Y +1.7%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum53
Revenue growth49
Net margin19
Value (low P/E)14
Size51

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short379.0K−4.1% vs prior
Days to cover7.5Settled Oct 15
% of float13.3%
Short vol. 10d62.3%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
WRLDWorld Acceptance$161.10−2.75%+8.1%+4.8%4.4%19.1$750.8M
PFISPeoples Financial Services$74.69+2.46%+26.8%+3.8%19.9%13.2$747.8MCompare
HTBHomeTrust Bancshares$47.84+2.16%+4.1%−4.6%21.9%11.7$756.6MCompare
PRAAPRA Group$20.18+1.51%−5.2%+29.4%15.6%—$759.7MCompare
CDChaince Digital Holdings$6.74+17.83%+13.7%—−238.6%—$741.4MCompare
WASHWashington Trust Bancorp$40.28+2.78%+25.9%−2.2%17.0%13.9$768.3MCompare
AROWArrow Financial$39.54+2.33%+7.0%+4.5%17.6%14.3$732.9MCompare
SHBIShore Bancshares$23.13+1.40%+17.1%+3.3%19.1%11.3$771.9MCompare
GDOTGreen Dot$12.76+2.49%+1.6%+18.2%−0.4%—$727.1MCompare

Quick answers

What does World Acceptance do?
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals.
What is WRLD's market cap?
$750.79M, based on the Nov 4 close of $161.10.
What is WRLD's P/E ratio?
19.1× trailing-twelve-month earnings of $39.35M.
Does World Acceptance pay a dividend?
No regular cash dividend has been paid in the last year.
How much of WRLD is sold short?
379.0K shares, 13.3% of float, as of Oct 15, 2026.
What sector is WRLD in?
Financials, in the Banking & Credit industry.

About World Acceptance

World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.

HQ: Greenville, SC2,907 employeesListed Nov 26, 1991loansbyworld.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology