NASDAQ · USCBFinancialsBanking & Credit

USCB Financial Holdings financials

$22.29−1.59%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
Revenue$152.1M$144.0M$108.4M$76.3M$67.4M
Gross profit$90.2M$82.7M$66.0M$68.9M$63.2M
Gross margin59.3%57.4%60.8%90.3%93.7%
Operating income$35.9M$32.5M$21.8M$27.1M$27.7M
Net income$26.1M$24.7M$16.5M$20.1M-$70.6M
Net margin17.2%17.1%15.3%26.4%−104.7%
Diluted EPS$1.33$1.24$0.84$1.00$-6.72
EBITDA$35.9M$32.5M$21.8M$27.1M$27.7M
Operating cash flow$42.8M$34.8M$22.5M$29.5M$22.1M
Free cash flow$42.5M$34.5M$22.4M$28.9M$21.0M
Diluted shares19.7M19.8M19.7M20.2M10.5M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$6.0M$7.0M$8.0M$6.6M$6.5M
Short-term investments$503.2M$504.3M$447.5M$469.3M$566.1M
Total debt$197.6M$163.0M$183.0M$0.00$36.0M
Total assets$2.79B$2.58B$2.34B$2.09B$1.85B
Total liabilities$2.57B$2.37B$2.15B$1.90B$1.65B
Shareholders' equity$217.2M$215.4M$192.0M$182.4M$203.9M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology