Unity Bancorp financials
$54.84−1.95%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $188.4M | $164.2M | $151.6M | $108.8M | $96.8M | $91.9M | $85.2M | $76.3M | $63.6M | $55.8M |
| Gross profit | $131.8M | $107.1M | $103.1M | $98.2M | $89.1M | $77.4M | $67.1M | $62.8M | $54.1M | $47.1M |
| Gross margin | 70.0% | 65.2% | 68.0% | 90.2% | 92.0% | 84.2% | 78.8% | 82.3% | 85.1% | 84.3% |
| Operating income | $75.5M | $54.4M | $53.0M | $51.4M | $48.1M | $31.1M | $30.3M | $27.3M | $22.4M | $20.5M |
| Net income | $58.0M | $41.5M | $39.7M | $38.5M | $36.1M | $23.6M | $23.7M | $21.9M | $12.9M | $13.2M |
| Net margin | 30.8% | 25.2% | 26.2% | 35.4% | 37.3% | 25.7% | 27.8% | 28.7% | 20.3% | 23.7% |
| Diluted EPS | $5.67 | $4.06 | $3.84 | $3.59 | $3.43 | $2.19 | $2.14 | $2.01 | $1.20 | $1.38 |
| EBITDA | $75.5M | $54.4M | $53.0M | $51.4M | $48.1M | $31.1M | $30.3M | $27.3M | $22.4M | $20.5M |
| Operating cash flow | $44.9M | $48.0M | $46.9M | $42.7M | $32.5M | $22.3M | $33.2M | $38.6M | $14.4M | $8.8M |
| Free cash flow | $44.3M | $47.3M | $46.0M | $41.2M | $31.3M | $21.8M | $32.1M | $37.1M | $12.9M | -$807.0K |
| Diluted shares | 10.2M | 10.2M | 10.3M | 10.7M | 10.5M | 10.8M | 11.0M | 10.9M | 10.7M | 9.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $19.8M | $20.2M | $20.7M | $19.7M | $26.1M | $22.8M |
| Short-term investments | $335.0M | $317.8M | $328.2M | $255.1M | $301.6M | $254.7M |
| Total debt | $266.1M | $230.8M | $366.7M | $393.3M | $50.3M | $210.3M |
| Total assets | $2.97B | $2.65B | $2.58B | $2.44B | $2.03B | $1.96B |
| Total liabilities | $2.62B | $2.36B | $2.32B | $2.21B | $1.83B | $1.79B |
| Shareholders' equity | $345.6M | $295.6M | $261.4M | $239.2M | $205.7M | $173.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology