NASDAQ · UNTYFinancialsBanking & Credit

Unity Bancorp (UNTY)

$59.35+2.54%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$58.52▲ 29.01% in range
Nov 3, 2025Low $45.17 · High $61.82Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

Unity Bancorp closed at $59.35 on Nov 4, up 2.54%, 4.0% below its 52-week closing high. Volume of 60.5K shares was 1.19× its 20-day average (close to normal).

Split-adjusted performance: +7.5% over one month, +11.8% over six months, +30.8% over one year.

In the quarter ended Jun 30, 2026, revenue was $48.56M, up 0.3% from a year earlier, with a net margin of 29.8%.

Short interest was 205.1K shares at the Oct 15 settlement, down 5.8% from the prior report (3.0% of float, 4.0 days to cover).

Market cap$597.5M10.1M shares
Revenue · quarter$48.6M+0.3% YoY
Diluted EPS$1.42−11.8% YoY
P/E · TTM10.2×P/S 3.1×
Net margin29.8%Gross 69.5%
Dividend yield1.15%$0.17 last paid
52-week range45.17 – 61.82−4.0% from high
Volume60.5K1.19× 20-day avg
Volatility · 60d20.9%Annualised
Short % of float3.0%4.0 days to cover
Net cash$60.6MCash $387.0M
Next earnings—Not scheduled
Split-adjusted performance
1W +2.8%1M +7.5%3M −1.2%6M +11.8%YTD +14.8%1Y +30.8%3Y +147.6%5Y +137.8%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum64
Revenue growth26
Net margin91
Value (low P/E)82
Size45

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short205.1K−5.8% vs prior
Days to cover4.0Settled Oct 15
% of float3.0%
Short vol. 10d47.4%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
UNTYUnity Bancorp$59.35+2.54%+11.8%+0.3%29.8%10.2$597.5M
OPRTOportun Financial$13.01+29.58%+123.9%−0.5%3.7%30.7$598.3MCompare
CIVBCivista Bancshares$28.81+1.19%+15.2%+4.3%21.8%11.0$596.7MCompare
KRNYKearny Financial$9.32+0.32%+14.8%+2.2%8.2%16.2$588.8MCompare
BWFGBankwell Financial Group$73.27+2.22%+40.0%+9.6%21.9%13.8$584.1MCompare
SFSTSouthern First Bancshares$61.45+2.08%+8.0%+8.2%19.3%13.5$583.2MCompare
UWMCUWM Holdings$1.69+6.29%−51.6%+17.0%−9.1%—$583.2MCompare
BWBBridgewater Bancshares$20.74+2.07%+12.7%+4.7%17.7%10.4$581.0MCompare
GCBCGreene County Bancorp$36.59+2.01%+52.3%+8.0%30.4%15.2$623.0MCompare

Quick answers

What does Unity Bancorp do?
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB).
What is UNTY's market cap?
$597.54M, based on the Nov 4 close of $59.35.
What is UNTY's P/E ratio?
10.2× trailing-twelve-month earnings of $58.62M.
Does Unity Bancorp pay a dividend?
Yes. The latest regular dividend was $0.17 per share (ex-date Sep 3), an annualised yield of 1.15%.
How much of UNTY is sold short?
205.1K shares, 3.0% of float, as of Oct 15, 2026.
What sector is UNTY in?
Financials, in the Banking & Credit industry.

About Unity Bancorp

Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.

HQ: Clinton, NJ245 employeesListed May 11, 1989unitybank.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology