Unity Bancorp financials
$54.84−1.95%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $48.6M | $48.1M | $49.8M | $47.3M | $48.4M | $42.9M | $42.2M | $42.4M | $40.0M | $39.7M | $40.3M | $39.0M |
| Gross profit | $33.7M | $33.6M | $35.3M | $32.8M | $34.4M | $29.4M | $28.4M | $27.7M | $25.5M | $25.6M | $26.6M | $25.6M |
| Gross margin | 69.5% | 69.9% | 70.9% | 69.4% | 71.0% | 68.4% | 67.3% | 65.3% | 63.6% | 64.5% | 66.0% | 65.5% |
| Operating income | $18.7M | $18.5M | $19.7M | $18.9M | $21.5M | $15.4M | $14.5M | $14.6M | $12.6M | $12.8M | $13.0M | $13.0M |
| Net income | $14.5M | $14.3M | $15.5M | $14.4M | $16.5M | $11.6M | $11.5M | $10.9M | $9.5M | $9.6M | $9.8M | $9.9M |
| Net margin | 29.8% | 29.7% | 31.1% | 30.4% | 34.1% | 27.0% | 27.3% | 25.7% | 23.6% | 24.2% | 24.2% | 25.5% |
| Diluted EPS | $1.42 | $1.40 | $1.52 | $1.41 | $1.61 | $1.13 | $1.12 | $1.07 | $0.93 | $0.93 | $0.96 | $0.97 |
| EBITDA | $18.7M | $18.5M | $19.7M | $18.9M | $21.5M | $15.4M | $14.5M | $14.6M | $12.6M | $12.8M | $13.0M | $13.0M |
| Operating cash flow | -$38.7M | $14.9M | $6.8M | $45.5M | -$24.4M | $17.9M | $23.0M | $17.7M | -$8.4M | $15.8M | $24.9M | $13.3M |
| Free cash flow | -$38.8M | $14.5M | $6.7M | $45.3M | -$24.6M | $17.6M | $22.7M | $17.5M | -$8.6M | $15.7M | $24.7M | $13.1M |
| Diluted shares | 10.2M | 10.2M | 10.2M | 10.2M | 10.2M | 10.2M | 10.2M | 10.1M | 10.1M | 10.3M | 10.2M | 10.3M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $28.3M | $24.6M | $19.8M | $20.9M | $26.0M | $26.4M |
| Short-term investments | $358.8M | $333.8M | $335.0M | $327.1M | $426.8M | $340.9M |
| Total debt | $326.4M | $258.6M | $266.1M | $242.0M | $387.4M | $253.6M |
| Total assets | $3.19B | $3.03B | $2.97B | $2.88B | $2.93B | $2.77B |
| Total liabilities | $2.82B | $2.67B | $2.62B | $2.54B | $2.61B | $2.46B |
| Shareholders' equity | $371.8M | $358.1M | $345.6M | $334.0M | $319.8M | $306.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology