NASDAQ · OPRTFinancialsBanking & Credit

Oportun Financial Corporation Common Stock (OPRT)

$13.01+29.58%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$13.01▲ 153.61% in range
Nov 4, 2025Low $4.13 · High $13.01Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Oportun Financial closed at $13.01 on Nov 4, up 29.58% — matching its 52-week closing high. Volume of 2.8M shares was 4.25× its 20-day average (well above normal).

Split-adjusted performance: +56.4% over one month, +123.9% over six months, +142.7% over one year.

In the quarter ended Jun 30, 2026, revenue was $233.23M, down 0.5% from a year earlier, with a net margin of 3.7%.

Short interest was 1.6M shares at the Oct 15 settlement, down 10.2% from the prior report (4.6% of float, 2.2 days to cover).

Market cap$598.3M46.0M shares
Revenue · quarter$233.2M−0.5% YoY
Diluted EPS$0.17+21.4% YoY
P/E · TTM30.7×P/S 0.7×
Net margin3.7%Gross 100.0%
Dividend yieldNone
52-week range4.13 – 13.010.0% from high
Volume2.8M4.25× 20-day avg
Volatility · 60d62.4%Annualised
Short % of float4.6%2.2 days to cover
Net cash-$2.39BCash $139.6M
Next earnings—Not scheduled
Split-adjusted performance
1W +33.2%1M +56.4%3M +61.6%6M +123.9%YTD +145.9%1Y +142.7%3Y +129.0%5Y −43.0%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum100
Revenue growth24
Net margin18
Value (low P/E)7
Size46

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short1.6M−10.2% vs prior
Days to cover2.2Settled Oct 15
% of float4.6%
Short vol. 10d52.8%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
OPRTOportun Financial$13.01+29.58%+123.9%−0.5%3.7%30.7$598.3M
UNTYUnity Bancorp$59.35+2.54%+11.8%+0.3%29.8%10.2$597.5MCompare
CIVBCivista Bancshares$28.81+1.19%+15.2%+4.3%21.8%11.0$596.7MCompare
KRNYKearny Financial$9.32+0.32%+14.8%+2.2%8.2%16.2$588.8MCompare
BWFGBankwell Financial Group$73.27+2.22%+40.0%+9.6%21.9%13.8$584.1MCompare
SFSTSouthern First Bancshares$61.45+2.08%+8.0%+8.2%19.3%13.5$583.2MCompare
UWMCUWM Holdings$1.69+6.29%−51.6%+17.0%−9.1%—$583.2MCompare
BWBBridgewater Bancshares$20.74+2.07%+12.7%+4.7%17.7%10.4$581.0MCompare
GCBCGreene County Bancorp$36.59+2.01%+52.3%+8.0%30.4%15.2$623.0MCompare

Quick answers

What does Oportun Financial do?
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers.
What is OPRT's market cap?
$598.29M, based on the Nov 4 close of $13.01.
What is OPRT's P/E ratio?
30.7× trailing-twelve-month earnings of $19.48M.
Does Oportun Financial pay a dividend?
No regular cash dividend has been paid in the last year.
How much of OPRT is sold short?
1.6M shares, 4.6% of float, as of Oct 15, 2026.
What sector is OPRT in?
Financials, in the Banking & Credit industry.

About Oportun Financial

Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.

HQ: San Mateo, CA1,528 employeesListed Sep 26, 2019oportun.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology