NASDAQ · SPFIFinancialsBanking & Credit

South Plains Financial, Inc. Common Stock (SPFI)

$43.42−2.12%
Close Nov 3, 2026 · split-adjusted
Nov 3, 2026$43.42▲ 19.25% in range
Nov 3, 2025Low $36.34 · High $45.96Nov 3, 2026
What changed · written from our data
As of Nov 3, 2026

South Plains Financial closed at $43.42 on Nov 3, down 2.12%, 5.5% below its 52-week closing high. Volume of 123.4K shares was 1.31× its 20-day average (above normal).

Split-adjusted performance: +1.6% over one month, +7.2% over six months, +19.0% over one year.

In the quarter ended Jun 30, 2026, revenue was $89.15M, up 16.8% from a year earlier, with a net margin of 21.3%.

Short interest was 591.1K shares at the Oct 15 settlement, down 10.8% from the prior report (4.2% of float, 6.6 days to cover).

Market cap$818.0M18.8M shares
Revenue · quarter$89.1M+16.8% YoY
Diluted EPS$0.96+11.6% YoY
P/E · TTM12.6×P/S 2.6×
Net margin21.3%Gross 72.3%
Dividend yield1.75%$0.19 last paid
52-week range36.34 – 45.96−5.5% from high
Volume123.4K1.31× 20-day avg
Volatility · 60d16.1%Annualised
Short % of float4.2%6.6 days to cover
Net cash$1.28BCash $1.34B
Next earnings—Not scheduled
Split-adjusted performance
1W −0.8%1M +1.6%3M −4.2%6M +7.2%YTD +11.9%1Y +19.0%3Y +66.7%5Y +73.7%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 440 companies (100 = best)

6-month momentum53
Revenue growth74
Net margin65
Value (low P/E)47
Size52

Industry medians: 6-month return +6.7%, revenue growth +5.4%, net margin 18.2%, P/E 12.3×.

Short interest

Details →
Shares short591.1K−10.8% vs prior
Days to cover6.6Settled Oct 15
% of float4.2%
Short vol. 10d48.1%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
SPFISouth Plains Financial$43.42−2.12%+7.2%+16.8%21.3%12.6$818.0M
PGCPeapack-Gladstone Financial$46.51−0.70%+8.2%+10.1%12.9%15.9$824.5MCompare
IBCPIndependent Bank$36.68−1.79%+9.4%+5.7%22.8%11.3$809.9MCompare
SMBKSmartFinancial$48.60−1.48%+15.6%+9.7%19.0%14.5$831.0MCompare
BURBurford Capital Limited$3.79+1.07%−27.3%−42.1%2.0%—$832.3MCompare
SMBCSouthern Missouri Bancorp$71.49−1.07%+3.8%+2.8%24.9%11.0$787.3MCompare
ALRSAlerus Financial$34.35−0.81%+26.8%+1.4%20.0%31.1$850.0MCompare
MPBMid Penn Bancorp$34.17−1.01%+2.6%+24.5%20.2%12.7$865.7MCompare
WRLDWorld Acceptance$165.66+0.14%+17.4%+4.8%4.4%19.6$772.0MCompare

Quick answers

What does South Plains Financial do?
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals.
What is SPFI's market cap?
$817.99M, based on the Nov 3 close of $43.42.
What is SPFI's P/E ratio?
12.6× trailing-twelve-month earnings of $65.11M.
Does South Plains Financial pay a dividend?
Yes. The latest regular dividend was $0.19 per share (ex-date Nov 2), an annualised yield of 1.75%.
How much of SPFI is sold short?
591.1K shares, 4.2% of float, as of Oct 15, 2026.
What sector is SPFI in?
Financials, in the Banking & Credit industry.

About South Plains Financial

South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.

HQ: Lubbock, TX603 employeesListed May 9, 2019spfi.bank

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology