What is SMBK's market cap?

$846.89M, based on the Nov 4 close of $49.53.

What is SMBK's P/E ratio?

14.8× trailing-twelve-month earnings of $57.39M.

Does SmartFinancial pay a dividend?

Yes. The latest regular dividend was $0.09 per share (ex-date Jul 31), an annualised yield of 0.73%.

How much of SMBK is sold short?

642.5K shares, 4.0% of float, as of Oct 15, 2026.

What sector is SMBK in?

Financials, in the Banking & Credit industry.

NYSE · SMBKFinancialsBanking & Credit

SmartFinancial, Inc. (SMBK)

$49.53+1.91%

Close Nov 4, 2026 · split-adjusted

Nov 3, 2026$48.60▲ 38.42% in range

Nov 3, 2025Low $34.61 · High $53.23Nov 3, 2026

What changed · written from our data

As of Nov 4, 2026

SmartFinancial closed at $49.53 on Nov 4, up 1.91%, 7.0% below its 52-week closing high. Volume of 144.5K shares was 1.28× its 20-day average (above normal).

Split-adjusted performance: -3.4% over one month, +17.2% over six months, +41.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $85.93M, up 9.7% from a year earlier, with a net margin of 19.0%.

Short interest was 642.5K shares at the Oct 15 settlement, up 1.0% from the prior report (4.0% of float, 7.1 days to cover).

Market cap$846.9M17.1M shares

Revenue · quarter$85.9M+9.7% YoY

Diluted EPS$0.96+39.1% YoY

P/E · TTM14.8×P/S 2.5×

Net margin19.0%Gross 65.1%

Dividend yield0.73%$0.09 last paid

52-week range34.61 – 53.23−7.0% from high

Volume144.5K1.28× 20-day avg

Volatility · 60d18.9%Annualised

Short % of float4.0%7.1 days to cover

Net cash$977.4MCash $1.08B

Next earnings—Not scheduled

Split-adjusted performance

1W +2.0%1M −3.4%3M −6.1%6M +17.2%YTD +33.9%1Y +41.1%3Y +138.4%5Y +91.6%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum78

Revenue growth63

Net margin52

Value (low P/E)26

Size53

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short642.5K+1.0% vs prior

Days to cover7.1Settled Oct 15

% of float4.0%

Short vol. 10d49.6%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
SMBKSmartFinancial	$49.53	+1.91%	+17.2%	+9.7%	19.0%	14.8	$846.9M
PGCPeapack-Gladstone Financial	$47.35	+1.81%	+9.6%	+10.1%	12.9%	16.2	$839.4M	Compare
ALRSAlerus Financial	$34.83	+1.40%	+29.0%	+1.4%	20.0%	31.6	$861.8M	Compare
SPFISouth Plains Financial	$43.94	+1.20%	+6.8%	+16.8%	21.3%	12.7	$827.8M	Compare
IBCPIndependent Bank	$37.25	+1.55%	+10.2%	+5.7%	22.8%	11.5	$822.5M	Compare
CCBGCapital City Bank Group	$51.80	+1.01%	+11.1%	−2.6%	23.6%	14.1	$886.6M	Compare
FCBCFirst Community Bankshares, Inc. (VA)	$46.87	+0.41%	+8.5%	+35.5%	36.3%	15.0	$886.6M	Compare
MPBMid Penn Bancorp	$35.03	+2.52%	+7.0%	+24.5%	20.2%	13.0	$887.5M	Compare
ORRFOrrstown Financial Services	$45.27	+2.03%	+22.5%	+0.9%	23.9%	10.3	$890.4M	Compare

News about SmartFinancial

All news →

SmartFinancial: 3 Key Takeaways for Long-Term InvestorsThe Motley Fool · Oct 21, 2026▲ Positive SmarFinancial (SMBK) Reports Q3 Earnings: What Key Metrics Have to SayZacks Investment Research · Oct 19, 2026Neutral SmarFinancial (SMBK) Earnings Expected to Grow: What to Know Ahead of Next Week's ReleaseZacks Investment Research · Oct 12, 2026Neutral

Quick answers

What does SmartFinancial do?: SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers.
What is SMBK's market cap?: $846.89M, based on the Nov 4 close of $49.53.
What is SMBK's P/E ratio?: 14.8× trailing-twelve-month earnings of $57.39M.
Does SmartFinancial pay a dividend?: Yes. The latest regular dividend was $0.09 per share (ex-date Jul 31), an annualised yield of 0.73%.
How much of SMBK is sold short?: 642.5K shares, 4.0% of float, as of Oct 15, 2026.
What sector is SMBK in?: Financials, in the Banking & Credit industry.

About SmartFinancial

SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.

HQ: Knoxville, TN589 employeesListed Mar 19, 2003smartfinancialinc.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology