SmartFinancial financials
$49.54−0.44%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $320.3M | $285.3M | $240.4M | $186.5M | $149.2M | $133.0M | $117.4M | $98.8M | $57.0M | $46.7M |
| Gross profit | $200.5M | $171.5M | $152.4M | $165.2M | $137.3M | $116.3M | $92.8M | $83.2M | $51.4M | $42.4M |
| Gross margin | 62.6% | 60.1% | 63.4% | 88.6% | 92.1% | 87.4% | 79.1% | 84.2% | 90.0% | 90.8% |
| Operating income | $61.5M | $45.5M | $36.2M | $54.9M | $44.3M | $30.9M | $33.4M | $21.3M | $11.4M | $9.2M |
| Net income | $50.3M | $36.1M | $28.6M | $43.0M | $34.8M | $24.3M | $26.5M | $18.1M | $4.8M | $4.8M |
| Net margin | 15.7% | 12.7% | 11.9% | 23.1% | 23.3% | 18.3% | 22.6% | 18.3% | 8.4% | 10.2% |
| Diluted EPS | $2.98 | $2.14 | $1.69 | $2.55 | $2.22 | $1.62 | $1.89 | $1.45 | $0.55 | $0.78 |
| EBITDA | $62.8M | $45.5M | $36.3M | $55.5M | $48.0M | $35.5M | $30.3M | $25.1M | $13.9M | $9.2M |
| Operating cash flow | $61.7M | $52.7M | $39.7M | $56.8M | $46.2M | $29.1M | $29.9M | $20.8M | $1.2M | $11.6M |
| Free cash flow | $59.5M | $51.0M | $34.1M | $45.8M | $43.8M | $23.6M | $23.6M | $17.0M | -$1.6M | $4.6M |
| Diluted shares | 16.9M | 16.9M | 16.9M | 16.9M | 15.7M | 15.0M | 14.0M | 12.5M | 8.8M | 6.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $56.5M | $96.5M | $61.6M | $44.3M | $110.3M | $50.5M |
| Short-term investments | $1.09B | $914.8M | $994.0M | $1.01B | $1.51B | $661.7M |
| Total debt | $101.7M | $47.8M | $55.2M | $83.9M | $129.5M | $120.5M |
| Total assets | $5.86B | $5.28B | $4.83B | $4.64B | $4.61B | $3.30B |
| Total liabilities | $5.31B | $4.78B | $4.37B | $4.21B | $4.18B | $2.95B |
| Shareholders' equity | $552.5M | $491.5M | $459.9M | $432.5M | $429.4M | $357.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology