SmartFinancial financials
$49.54−0.44%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $85.9M | $82.2M | $83.8M | $83.2M | $78.4M | $75.0M | $75.1M | $73.1M | $68.9M | $68.2M | $65.1M | $56.0M |
| Gross profit | $56.0M | $53.8M | $53.3M | $51.1M | $49.2M | $46.8M | $46.8M | $44.2M | $40.4M | $40.1M | $39.1M | $31.7M |
| Gross margin | 65.1% | 65.5% | 63.6% | 61.4% | 62.8% | 62.5% | 62.3% | 60.4% | 58.7% | 58.8% | 60.1% | 56.6% |
| Operating income | $20.5M | $16.8M | $16.7M | $17.0M | $14.3M | $13.6M | $12.4M | $10.8M | $10.3M | $12.0M | $7.8M | $2.4M |
| Net income | $16.3M | $13.7M | $13.7M | $13.7M | $11.7M | $11.3M | $9.6M | $9.1M | $8.0M | $9.4M | $6.2M | $2.1M |
| Net margin | 19.0% | 16.6% | 16.3% | 16.5% | 14.9% | 15.0% | 12.8% | 12.5% | 11.6% | 13.7% | 9.5% | 3.7% |
| Diluted EPS | $0.96 | $0.81 | $0.81 | $0.81 | $0.69 | $0.67 | $0.57 | $0.54 | $0.48 | $0.55 | $0.37 | $0.12 |
| EBITDA | $20.5M | $16.8M | $16.7M | $18.3M | $14.3M | $13.6M | $12.4M | $10.8M | $10.3M | $12.0M | $7.8M | $2.5M |
| Operating cash flow | $23.7M | $16.4M | $16.5M | $16.9M | $14.0M | $14.3M | $16.7M | $12.4M | $16.5M | $7.1M | $11.7M | $6.7M |
| Free cash flow | $22.5M | $10.2M | $16.2M | $16.6M | $13.3M | $13.4M | $15.4M | $11.3M | $16.2M | $6.7M | $9.5M | $5.7M |
| Diluted shares | 17.0M | 16.9M | 16.9M | 16.9M | 16.9M | 16.9M | 16.9M | 16.8M | 16.9M | 16.9M | 16.9M | 16.9M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $82.9M | $56.7M | $56.5M | $60.3M | $71.5M | $58.3M |
| Short-term investments | $994.0M | $979.0M | $1.09B | $1.15B | $935.0M | $1.00B |
| Total debt | $99.4M | $101.9M | $101.7M | $139.9M | $46.7M | $47.3M |
| Total assets | $6.12B | $5.91B | $5.86B | $5.78B | $5.49B | $5.41B |
| Total liabilities | $5.54B | $5.35B | $5.31B | $5.25B | $4.97B | $4.91B |
| Shareholders' equity | $576.9M | $562.2M | $552.5M | $538.5M | $519.1M | $505.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology