Provident Financial Hldgs financials
$18.31+0.19%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY26 Jun 30 | FY25 Jun 30 | FY24 Jun 30 | FY23 Jun 30 | FY22 Jun 30 | FY21 Jun 30 | FY20 Jun 30 | FY19 Jun 30 | FY18 Jun 30 | FY17 Jun 30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59.6M | $60.2M | $58.7M | $50.1M | $39.4M | $39.8M | $47.0M | $56.9M | $64.6M | $73.2M |
| Gross profit | $40.1M | $39.0M | $38.9M | $41.1M | $36.3M | $35.2M | $40.9M | $50.7M | $58.2M | $66.6M |
| Gross margin | 67.2% | 64.8% | 66.2% | 82.0% | 92.1% | 88.5% | 87.1% | 89.1% | 90.1% | 90.9% |
| Operating income | $9.6M | $8.9M | $10.4M | $12.4M | $12.9M | $10.2M | $10.9M | $5.9M | $5.5M | $8.8M |
| Net income | $6.7M | $6.3M | $7.4M | $8.6M | $9.1M | $7.6M | $7.7M | $4.4M | $2.1M | $5.2M |
| Net margin | 11.2% | 10.4% | 12.5% | 17.2% | 23.1% | 19.0% | 16.4% | 7.8% | 3.3% | 7.1% |
| Diluted EPS | $1.03 | $0.93 | $1.06 | $1.19 | $1.22 | $1.00 | $1.01 | $0.58 | $0.28 | $0.64 |
| EBITDA | $9.6M | $8.9M | $10.4M | $12.4M | $12.9M | $10.2M | $10.9M | $5.9M | $5.5M | $8.8M |
| Operating cash flow | $9.0M | $8.7M | $5.7M | $16.3M | $11.8M | $11.6M | $8.0M | $129.6M | $28.0M | $82.9M |
| Free cash flow | $8.5M | $8.2M | $4.1M | $15.6M | $11.6M | $11.3M | $7.7M | $129.1M | $25.1M | $81.4M |
| Diluted shares | 6.5M | 6.8M | 7.0M | 7.2M | 7.4M | 7.5M | 7.6M | 7.6M | 7.7M | 8.1M |
Balance sheet
| Period end | Jun 30 | Jun 30 | Jun 30 | Jun 30 | Jun 30 | Jun 30 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $49.2M | $53.1M | $51.4M | $65.8M | $23.4M | $70.3M |
| Short-term investments | $101.1M | $121.3M | $142.0M | $166.0M | $196.7M | $235.0M |
| Total debt | $157.0M | $213.1M | $238.5M | $235.0M | $85.0M | $101.0M |
| Total assets | $1.21B | $1.25B | $1.27B | $1.33B | $1.19B | $1.18B |
| Total liabilities | $1.08B | $1.12B | $1.14B | $1.20B | $1.06B | $1.06B |
| Shareholders' equity | $126.2M | $128.5M | $129.9M | $129.7M | $128.7M | $127.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology