Provident Financial Hldgs financials
$18.31+0.19%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q4 '26 Jun 30 | Q3 '26 Mar 31 | Q2 '26 Dec 31 | Q1 '26 Sep 30 | Q4 '25 Jun 30 | Q3 '25 Mar 31 | Q2 '25 Dec 31 | Q1 '25 Sep 30 | Q4 '24 Jun 30 | Q3 '24 Mar 31 | Q2 '24 Dec 31 | Q1 '24 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.2M | $14.6M | $14.9M | $15.0M | $15.0M | $15.3M | $14.9M | $15.0M | $15.4M | $14.7M | $14.5M | $14.1M |
| Gross profit | $10.6M | $9.9M | $9.8M | $9.7M | $9.8M | $10.1M | $9.6M | $9.5M | $9.9M | $9.4M | $9.6M | $9.9M |
| Gross margin | 69.6% | 67.8% | 66.2% | 65.1% | 65.2% | 66.0% | 64.6% | 63.5% | 64.5% | 64.2% | 66.4% | 70.2% |
| Operating income | $2.9M | $1.9M | $2.0M | $2.7M | $2.3M | $2.7M | $1.2M | $2.7M | $2.8M | $2.1M | $3.0M | $2.5M |
| Net income | $2.2M | $1.4M | $1.4M | $1.7M | $1.6M | $1.9M | $872.0K | $1.9M | $2.0M | $1.5M | $2.1M | $1.8M |
| Net margin | 14.4% | 9.3% | 9.7% | 11.2% | 10.9% | 12.1% | 5.9% | 12.7% | 12.7% | 10.2% | 14.7% | 12.5% |
| Diluted EPS | $0.35 | $0.21 | $0.22 | $0.25 | $0.24 | $0.28 | $0.13 | $0.28 | $0.28 | $0.22 | $0.31 | $0.25 |
| EBITDA | $2.9M | $1.9M | $2.0M | $2.7M | $2.3M | $2.7M | $1.2M | $2.7M | $2.8M | $2.1M | $3.0M | $2.5M |
| Operating cash flow | $3.4M | $1.9M | $1.2M | $2.5M | $2.5M | $3.3M | $324.0K | $2.6M | -$756.0K | $3.0M | $94.0K | $3.4M |
| Free cash flow | $3.3M | $1.7M | $1.0M | $2.5M | $2.2M | $3.3M | $307.0K | $2.4M | -$850.0K | $2.6M | -$442.0K | $2.8M |
| Diluted shares | 6.3M | 6.4M | 6.5M | 6.6M | 6.7M | 6.7M | 6.8M | 6.9M | 6.9M | 6.9M | 7.0M | 7.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $49.2M | $57.1M | $54.4M | $49.4M | $53.1M | $50.9M |
| Short-term investments | $101.1M | $105.5M | $110.6M | $115.7M | $121.3M | $125.6M |
| Total debt | $157.0M | $184.1M | $213.1M | $213.1M | $213.1M | $215.6M |
| Total assets | $1.21B | $1.22B | $1.23B | $1.23B | $1.25B | $1.26B |
| Total liabilities | $1.08B | $1.09B | $1.10B | $1.10B | $1.12B | $1.13B |
| Shareholders' equity | $126.2M | $126.6M | $127.5M | $128.4M | $128.5M | $128.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology