Peoples Bancorp of North Carol financials
$43.55+0.93%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $114.6M | $108.4M | $94.8M | $81.1M | $72.1M | $70.9M | $67.3M | $61.5M | $57.3M | $56.0M |
| Gross profit | $90.0M | $81.8M | $77.6M | $77.8M | $68.9M | $67.0M | $63.6M | $59.4M | $54.9M | $52.8M |
| Gross margin | 78.5% | 75.4% | 81.9% | 95.9% | 95.6% | 94.6% | 94.4% | 96.5% | 95.9% | 94.2% |
| Operating income | $25.9M | $20.9M | $19.9M | $20.3M | $18.9M | $13.8M | $17.2M | $16.0M | $14.2M | $11.7M |
| Net income | $19.8M | $16.4M | $15.5M | $16.1M | $15.1M | $11.4M | $14.1M | $13.4M | $10.3M | $9.2M |
| Net margin | 17.3% | 15.1% | 16.4% | 19.9% | 21.0% | 16.0% | 20.9% | 21.8% | 17.9% | 16.4% |
| Diluted EPS | $3.62 | $2.98 | $2.77 | $2.85 | $2.63 | $1.95 | $2.36 | $2.22 | $1.69 | $1.50 |
| EBITDA | $25.9M | $20.9M | $19.9M | $20.3M | $18.9M | $13.8M | $17.2M | $16.0M | $14.2M | $11.7M |
| Operating cash flow | $21.4M | $20.6M | $22.8M | $22.6M | $26.9M | $9.2M | $13.2M | $17.2M | $18.6M | $12.2M |
| Free cash flow | $20.0M | $20.0M | $22.3M | $18.1M | $26.9M | $6.7M | $10.5M | $16.9M | $13.0M | $10.6M |
| Diluted shares | 5.5M | 5.5M | 5.6M | 5.7M | 5.7M | 5.8M | 6.0M | 6.0M | 6.1M | 6.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $27.7M | $30.9M | $32.8M | $50.1M | $44.7M | $42.7M |
| Short-term investments | $410.3M | $419.1M | $444.4M | $469.6M | $643.0M | $368.2M |
| Total debt | $15.5M | $15.5M | $20.3M | $20.6M | $15.5M | $15.5M |
| Total assets | $1.70B | $1.65B | $1.64B | $1.62B | $1.62B | $1.42B |
| Total liabilities | $1.55B | $1.52B | $1.51B | $1.52B | $1.48B | $618.4M |
| Shareholders' equity | $157.1M | $130.6M | $121.0M | $105.2M | $142.4M | $797.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology