Peoples Bancorp of North Carol financials
$43.55+0.93%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $28.7M | $27.3M | $31.2M | $28.5M | $28.4M | $26.5M | $27.4M | $27.6M | $27.6M | $25.8M | $25.3M | $25.1M |
| Gross profit | $23.1M | $21.6M | $25.0M | $22.2M | $22.3M | $20.5M | $20.9M | $20.6M | $21.2M | $19.3M | $19.4M | $20.1M |
| Gross margin | 80.6% | 78.9% | 80.2% | 78.0% | 78.5% | 77.3% | 76.0% | 74.9% | 77.0% | 74.8% | 76.7% | 80.2% |
| Operating income | $6.7M | $5.6M | $8.8M | $4.8M | $6.7M | $5.6M | $4.6M | $5.3M | $6.3M | $4.7M | $4.4M | $5.3M |
| Net income | $5.2M | $4.4M | $6.6M | $3.7M | $5.2M | $4.3M | $3.6M | $4.0M | $4.9M | $3.9M | $3.4M | $4.1M |
| Net margin | 18.3% | 16.1% | 21.3% | 12.9% | 18.2% | 16.4% | 13.0% | 14.4% | 17.7% | 15.3% | 13.6% | 16.5% |
| Diluted EPS | $0.96 | $0.80 | $1.21 | $0.67 | $0.95 | $0.79 | $0.65 | $0.72 | $0.89 | $0.72 | $0.62 | $0.74 |
| EBITDA | $6.7M | $5.6M | $8.8M | $4.8M | $6.7M | $5.6M | $4.6M | $5.3M | $6.3M | $4.7M | $4.4M | $5.3M |
| Operating cash flow | $6.4M | $5.0M | $5.3M | $4.7M | $5.5M | $5.9M | $5.3M | $4.9M | $6.7M | $3.7M | $5.7M | $4.2M |
| Free cash flow | $6.0M | $4.6M | $5.1M | -$8.4M | $5.4M | $5.2M | $5.2M | $4.7M | $6.6M | $3.5M | $5.3M | $3.6M |
| Diluted shares | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M | 5.6M | 5.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $33.4M | $31.9M | $27.7M | $28.7M | $33.0M | $32.4M |
| Short-term investments | $394.5M | $402.1M | $410.3M | $467.8M | $443.2M | $447.2M |
| Total debt | $15.5M | $15.5M | $15.5M | $19.3M | $19.3M | $19.4M |
| Total assets | $1.76B | $1.73B | $1.70B | $1.74B | $1.69B | $1.69B |
| Total liabilities | $1.60B | $1.58B | $1.55B | $1.59B | $1.55B | $1.55B |
| Shareholders' equity | $161.3M | $158.1M | $157.1M | $149.5M | $144.0M | $138.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology