NASDAQ · PEBKFinancialsBanking & Credit

Peoples Bancorp of North Carol (PEBK)

$44.51+2.39%
Close Nov 4, 2026 · split-adjusted
Oct 30, 2026$44.03▲ 49.07% in range
Oct 30, 2025Low $29.02 · High $45.25Oct 30, 2026
What changed · written from our data
As of Nov 4, 2026

Peoples Bancorp of North Carol closed at $44.51 on Nov 4, up 2.39%, 1.6% below its 52-week closing high. Volume of 68.0K shares was 2.15× its 20-day average (well above normal).

Split-adjusted performance: +1.1% over one month, +10.1% over six months, +51.5% over one year.

In the quarter ended Jun 30, 2026, revenue was $28.67M, up 0.9% from a year earlier, with a net margin of 18.3%.

Short interest was 72.2K shares at the Oct 15 settlement, down 6.7% from the prior report (1.5% of float, 3.3 days to cover).

Market cap$236.8M5.3M shares
Revenue · quarter$28.7M+0.9% YoY
Diluted EPS$0.96+1.1% YoY
P/E · TTM11.9×P/S 2.0×
Net margin18.3%Gross 80.6%
Dividend yield1.89%$0.21 last paid
52-week range29.02 – 45.25−1.6% from high
Volume68.0K2.15× 20-day avg
Volatility · 60d20.7%Annualised
Short % of float1.5%3.3 days to cover
Net cash$412.5MCash $427.9M
Next earnings—Not scheduled
Split-adjusted performance
1W +1.3%1M +1.1%3M +3.4%6M +10.1%YTD +23.0%1Y +51.5%3Y +99.9%5Y +57.3%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum59
Revenue growth29
Net margin51
Value (low P/E)60
Size24

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short72.2K−6.7% vs prior
Days to cover3.3Settled Oct 15
% of float1.5%
Short vol. 10d48.1%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
PEBKPeoples Bancorp of North Carol$44.51+2.39%+10.1%+0.9%18.3%11.9$236.8M
INBKFirst Internet Bancorp$27.13+1.95%+7.8%−1.3%2.8%—$236.9MCompare
MFINMedallion Financial$10.37+3.80%+10.2%+2.5%8.4%7.2$233.9MCompare
CZWICitizens Community Bancorp$24.40+2.65%+16.0%−2.8%4.5%18.2$233.7MCompare
CFBKCF Bankshares$35.56+1.31%+32.9%−0.7%18.1%13.1$240.6MCompare
DAAQDigital Asset Acquisition$10.51+0.10%+2.1%———$241.7MCompare
OVBCOhio Valley Banc$49.10+0.61%+9.5%+11.6%11.0%16.3$231.3MCompare
OPBKOP Bancorp$15.40+1.72%+5.0%+5.3%18.2%7.9$230.0MCompare
LDIloanDepot$0.6793+16.04%−51.5%———$229.7MCompare

Quick answers

What does Peoples Bancorp of North Carol do?
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina.
What is PEBK's market cap?
$236.83M, based on the Nov 4 close of $44.51.
What is PEBK's P/E ratio?
11.9× trailing-twelve-month earnings of $19.96M.
Does Peoples Bancorp of North Carol pay a dividend?
Yes. The latest regular dividend was $0.21 per share (ex-date Sep 3), an annualised yield of 1.89%.
How much of PEBK is sold short?
72.2K shares, 1.5% of float, as of Oct 15, 2026.
What sector is PEBK in?
Financials, in the Banking & Credit industry.

About Peoples Bancorp of North Carol

Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.

HQ: Newton, NC276 employeesListed Oct 16, 1985peoplesbanknc.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology