NASDAQ · CZWIFinancialsBanking & Credit

Citizens Community Bancorp, Inc. (CZWI)

$24.40+2.65%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$24.40▲ 51.18% in range
Nov 4, 2025Low $16.14 · High $24.40Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Citizens Community Bancorp closed at $24.40 on Nov 4, up 2.65% — matching its 52-week closing high. Volume of 66.1K shares was 1.82× its 20-day average (above normal).

Split-adjusted performance: +13.7% over one month, +16.0% over six months, +51.6% over one year.

In the quarter ended Jun 30, 2026, revenue was $24.64M, down 2.8% from a year earlier, with a net margin of 4.5%.

Short interest was 126.4K shares at the Oct 15 settlement, down 11.8% from the prior report (1.5% of float, 4.8 days to cover).

Market cap$233.7M9.6M shares
Revenue · quarter$24.6M−2.8% YoY
Diluted EPS$0.11−66.7% YoY
P/E · TTM18.2×P/S 2.4×
Net margin4.5%Gross 65.4%
Dividend yield1.72%$0.105 last paid
52-week range16.09 – 24.400.0% from high
Volume66.1K1.82× 20-day avg
Volatility · 60d21.9%Annualised
Short % of float1.5%4.8 days to cover
Net cash$294.5MCash $346.4M
Next earnings—Not scheduled
Split-adjusted performance
1W +2.7%1M +13.7%3M +12.6%6M +16.0%YTD +36.9%1Y +51.6%3Y +176.6%5Y +78.1%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum74
Revenue growth16
Net margin20
Value (low P/E)15
Size23

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short126.4K−11.8% vs prior
Days to cover4.8Settled Oct 15
% of float1.5%
Short vol. 10d48.2%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
CZWICitizens Community Bancorp$24.40+2.65%+16.0%−2.8%4.5%18.2$233.7M
MFINMedallion Financial$10.37+3.80%+10.2%+2.5%8.4%7.2$233.9MCompare
OVBCOhio Valley Banc$49.10+0.61%+9.5%+11.6%11.0%16.3$231.3MCompare
PEBKPeoples Bancorp of North Carol$44.51+2.39%+10.1%+0.9%18.3%11.9$236.8MCompare
INBKFirst Internet Bancorp$27.13+1.95%+7.8%−1.3%2.8%—$236.9MCompare
OPBKOP Bancorp$15.40+1.72%+5.0%+5.3%18.2%7.9$230.0MCompare
LDIloanDepot$0.6793+16.04%−51.5%———$229.7MCompare
CFBKCF Bankshares$35.56+1.31%+32.9%−0.7%18.1%13.1$240.6MCompare
DAAQDigital Asset Acquisition$10.51+0.10%+2.1%———$241.7MCompare

Quick answers

What does Citizens Community Bancorp do?
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit.
What is CZWI's market cap?
$233.73M, based on the Nov 4 close of $24.40.
What is CZWI's P/E ratio?
18.2× trailing-twelve-month earnings of $12.81M.
Does Citizens Community Bancorp pay a dividend?
Yes. The latest regular dividend was $0.105 per share (ex-date Aug 7), an annualised yield of 1.72%.
How much of CZWI is sold short?
126.4K shares, 1.5% of float, as of Oct 15, 2026.
What sector is CZWI in?
Financials, in the Banking & Credit industry.

About Citizens Community Bancorp

Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.

HQ: Eau Claire, WI238 employeesListed Mar 30, 2004ccf.us

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology