NASDAQ · OBTFinancialsBanking & Credit

Orange County Bancorp financials

$37.31−0.98%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
Revenue$158.1M$143.2M$131.2M$96.2M$76.5M
Gross profit$127.2M$107.7M$101.8M$90.1M$72.6M
Gross margin80.4%75.2%77.6%93.6%94.8%
Operating income$51.6M$34.8M$37.1M$30.3M$26.7M
Net income$41.6M$27.9M$29.5M$24.4M$21.3M
Net margin26.3%19.5%22.5%25.3%27.8%
Diluted EPS$3.33$2.47$2.62$2.17$2.14
EBITDA$51.6M$34.8M$37.1M$30.3M$26.7M
Operating cash flow$43.8M$34.6M$44.5M$30.5M$20.3M
Free cash flow$43.8M$33.3M$41.4M$28.9M$18.4M
Diluted shares12.5M11.3M11.3M11.2M9.9M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$204.2M$150.3M$147.4M$86.1M$306.2M
Short-term investments$425.3M$453.5M$504.5M$543.0M$467.0M
Total debt$34.6M$143.1M$254.0M$150.9M$22.4M
Total assets$2.66B$2.51B$2.49B$2.29B$2.14B
Total liabilities$2.38B$2.32B$2.32B$2.15B$1.96B
Shareholders' equity$284.4M$185.5M$165.4M$138.1M$182.8M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology