Orange County Bancorp financials
$37.31−0.98%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $33.9M | $38.6M | $40.0M | $41.3M | $40.5M | $36.3M | $36.5M | $35.6M | $36.3M | $34.8M | $35.3M | $33.3M |
| Gross profit | $27.8M | $32.1M | $33.0M | $33.7M | $32.5M | $28.0M | $27.4M | $27.1M | $27.9M | $25.3M | $25.9M | $25.7M |
| Gross margin | 81.9% | 83.1% | 82.5% | 81.7% | 80.1% | 77.2% | 75.0% | 76.2% | 76.9% | 72.7% | 73.3% | 77.2% |
| Operating income | $11.6M | $14.6M | $13.7M | $13.0M | $13.6M | $11.3M | $9.0M | $4.0M | $10.2M | $11.6M | $10.7M | $11.3M |
| Net income | $13.7M | $11.3M | $12.4M | $10.0M | $10.5M | $8.7M | $7.2M | $3.2M | $8.2M | $9.3M | $8.1M | $9.0M |
| Net margin | 40.2% | 29.2% | 31.1% | 24.3% | 25.8% | 24.0% | 19.6% | 9.0% | 22.6% | 26.7% | 23.0% | 27.1% |
| Diluted EPS | $1.02 | $0.85 | $0.93 | $0.75 | $0.87 | $0.77 | $0.63 | $0.28 | $0.73 | $0.82 | $0.29 | $0.81 |
| EBITDA | $11.6M | $14.6M | $13.7M | $13.0M | $13.6M | $11.3M | $9.0M | $4.0M | $10.2M | $11.6M | $10.7M | $11.3M |
| Operating cash flow | $12.6M | $10.2M | $13.8M | $30.2M | -$5.0M | $4.8M | $12.8M | $10.2M | $9.3M | $2.3M | $16.0M | $10.9M |
| Free cash flow | $12.3M | $9.7M | $13.1M | $29.6M | -$6.8M | $4.3M | $12.2M | $10.0M | $9.2M | $2.0M | $15.5M | $10.8M |
| Diluted shares | 13.4M | 13.4M | 13.4M | 13.3M | 12.0M | 11.3M | 11.4M | 11.3M | 11.3M | 11.3M | 28.1M | 11.3M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $334.9M | $257.5M | $204.2M | $189.9M | $175.6M | $164.2M |
| Short-term investments | $401.9M | $413.4M | $425.3M | $433.5M | $416.4M | $449.3M |
| Total debt | $34.6M | $34.6M | $34.6M | $57.0M | $50.6M | $50.1M |
| Total assets | $2.80B | $2.71B | $2.66B | $2.64B | $2.61B | $2.56B |
| Total liabilities | $2.49B | $2.41B | $2.38B | $2.37B | $2.35B | $2.36B |
| Shareholders' equity | $306.6M | $291.7M | $284.4M | $270.1M | $252.6M | $201.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology