What is NP's market cap?

$3.94B, based on the Nov 4 close of $28.55.

What is NP's P/E ratio?

88.2× trailing-twelve-month earnings of $44.71M.

Does Neptune Insurance Holdings pay a dividend?

No regular cash dividend has been paid in the last year.

How much of NP is sold short?

2.3M shares, 6.8% of float, as of Oct 15, 2026.

What sector is NP in?

Financials, in the Insurance industry.

NYSE · NPFinancialsInsurance

Neptune Insurance Holdings Inc. (NP)

$28.55−2.39%

Close Nov 4, 2026 · split-adjusted

Nov 4, 2026$28.80▲ 14.01% in range

Nov 3, 2025Low $17.14 · High $35.11Nov 4, 2026

What changed · written from our data

As of Nov 4, 2026

Neptune Insurance Holdings closed at $28.55 on Nov 4, down 2.39%, 18.7% below its 52-week closing high. Volume of 758.5K shares was 1.39× its 20-day average (above normal).

Split-adjusted performance: +5.0% over one month, +14.3% over six months, +13.0% over one year.

In the quarter ended Sep 30, 2026, revenue was $59.57M, up 34.3% from a year earlier, with a net margin of 29.0%.

Short interest was 2.3M shares at the Oct 15 settlement, down 5.7% from the prior report (6.8% of float, 4.6 days to cover).

Market cap$3.94B138.2M shares

Revenue · quarter$59.6M+34.3% YoY

Diluted EPS$0.12+100.0% YoY

P/E · TTM88.2×P/S 20.0×

Net margin29.0%Gross 100.0%

Dividend yieldNone$0.475 last paid

52-week range17.14 – 35.11−18.7% from high

Volume758.5K1.39× 20-day avg

Volatility · 60d29.6%Annualised

Short % of float6.8%4.6 days to cover

Net cash$17.4MCash $17.4M

Next earnings—Not scheduled

Split-adjusted performance

1W −3.2%1M +5.0%3M −13.0%6M +14.3%YTD −2.1%1Y +13.0%3Y —5Y −42.8%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Insurance

Percentile among 129 companies (100 = best)

6-month momentum44

Revenue growth84

Net margin90

Value (low P/E)4

Size50

Industry medians: 6-month return +15.9%, revenue growth +6.7%, net margin 10.3%, P/E 12.6×.

Short interest

Details →

Shares short2.3M−5.7% vs prior

Days to cover4.6Settled Oct 15

% of float6.8%

Short vol. 10d45.0%of daily volume

Closest peers by size in Insurance

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
NPNeptune Insurance Holdings	$28.55	−2.39%	+14.3%	+34.3%	29.0%	88.2	$3.94B
PLMRPalomar Holdings	$144.04	+1.29%	+30.1%	+54.7%	16.7%	18.7	$3.79B	Compare
HGHamilton Insurance Group	$37.28	+2.22%	+23.6%	+13.3%	17.1%	6.3	$3.67B	Compare
ARXAccelerant	$19.85	+0.20%	+54.2%	—	22.1%	—	$4.31B	Compare
LMNDLemonade	$45.90	+11.03%	−13.4%	+79.4%	−14.7%	—	$3.55B	Compare
CRVLCorvel	$87.38	+5.74%	+57.8%	+10.7%	12.4%	38.3	$4.41B	Compare
GNWGenworth Financial	$9.19	+1.77%	+0.2%	+5.8%	2.5%	16.4	$3.47B	Compare
BWINThe Baldwin Insurance Group	$32.14	+0.47%	+56.1%	+30.1%	−7.9%	—	$4.52B	Compare
NMIHNMI Holdings	$43.96	+1.50%	+14.9%	+8.1%	56.3%	8.4	$3.31B	Compare

News about Neptune Insurance Holdings

All news →

Neptune Insurance: 3 Key Takeaways for Long-Term InvestorsThe Motley Fool · Oct 21, 2026▲ Positive Neptune Insurance Holdings Inc. (NP) Q3 Earnings: How Key Metrics Compare to Wall Street EstimatesZacks Investment Research · Oct 20, 2026Neutral Neptune Insurance Holdings Inc. (NP) Q3 Earnings and Revenues Surpass EstimatesZacks Investment Research · Oct 20, 2026▲ Positive Can Neptune Insurance Beat Q3 Earnings on Higher Policies in Force?Zacks Investment Research · Oct 15, 2026▲ Positive Neptune Insurance Holdings Inc. (NP) Earnings Expected to Grow: Should You Buy?Zacks Investment Research · Oct 13, 2026▲ Positive

Quick answers

What does Neptune Insurance Holdings do?: Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
What is NP's market cap?: $3.94B, based on the Nov 4 close of $28.55.
What is NP's P/E ratio?: 88.2× trailing-twelve-month earnings of $44.71M.
Does Neptune Insurance Holdings pay a dividend?: No regular cash dividend has been paid in the last year.
How much of NP is sold short?: 2.3M shares, 6.8% of float, as of Oct 15, 2026.
What sector is NP in?: Financials, in the Insurance industry.

About Neptune Insurance Holdings

Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.

HQ: St. Petersburg, FL61 employeesListed Oct 1, 2025neptuneflood.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology