Neptune Insurance Holdings financials
$27.71−0.32%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 |
|---|---|---|---|---|
| Revenue | $55.9M | $37.8M | $43.8M | $44.4M |
| Gross profit | $55.9M | $37.8M | $43.8M | $44.4M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | $26.6M | $13.4M | $13.3M | $20.7M |
| Net income | $15.8M | $7.3M | $4.3M | $5.5M |
| Net margin | 28.3% | 19.4% | 9.8% | 12.4% |
| Diluted EPS | $0.11 | $0.05 | $0.03 | $0.06 |
| EBITDA | $27.6M | $14.4M | $14.3M | $20.7M |
| Operating cash flow | $26.7M | $16.7M | $12.8M | — |
| Free cash flow | $26.7M | $16.7M | $12.8M | — |
| Diluted shares | 146.2M | 145.8M | 134.0M | 97.3M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 |
|---|---|---|---|---|
| Cash & equivalents | $17.6M | $10.5M | $8.0M | $12.2M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 |
| Total debt | $240.0M | $227.0M | $240.0M | $284.4M |
| Total assets | $102.2M | $85.3M | $65.3M | $89.6M |
| Total liabilities | $324.5M | $298.7M | $292.8M | $348.3M |
| Shareholders' equity | -$222.2M | -$213.4M | -$227.5M | -$509.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology