What is NMIH's market cap?

$3.31B, based on the Nov 4 close of $43.96.

What is NMIH's P/E ratio?

8.4× trailing-twelve-month earnings of $395.33M.

Does NMI Holdings pay a dividend?

No regular cash dividend has been paid in the last year.

How much of NMIH is sold short?

3.0M shares, 4.1% of float, as of Oct 15, 2026.

What sector is NMIH in?

Financials, in the Insurance industry.

NASDAQ · NMIHFinancialsInsurance

NMI Holdings Inc. Common Stock (NMIH)

$43.96+1.50%

Close Nov 4, 2026 · split-adjusted

Oct 30, 2026$42.67▲ 17.13% in range

Oct 31, 2025Low $35.42 · High $45.71Oct 30, 2026

What changed · written from our data

As of Nov 4, 2026

NMI Holdings closed at $43.96 on Nov 4, up 1.50%, 3.8% below its 52-week closing high. Volume of 617.8K shares was 0.71× its 20-day average (below normal).

Split-adjusted performance: +10.1% over one month, +14.9% over six months, +19.5% over one year.

In the quarter ended Jun 30, 2026, revenue was $187.89M, up 8.1% from a year earlier, with a net margin of 56.3%.

Short interest was 3.0M shares at the Oct 15 settlement, up 35.0% from the prior report (4.1% of float, 3.6 days to cover).

Market cap$3.31B75.2M shares

Revenue · quarter$187.9M+8.1% YoY

Diluted EPS$1.38+14.0% YoY

P/E · TTM8.4×P/S 4.5×

Net margin56.3%Gross 93.0%

Dividend yieldNone

52-week range35.42 – 45.71−3.8% from high

Volume617.8K0.71× 20-day avg

Volatility · 60d25.7%Annualised

Short % of float4.1%3.6 days to cover

Net cash-$345.9MCash $72.1M

Next earnings—Not scheduled

Split-adjusted performance

1W +4.4%1M +10.1%3M −0.2%6M +14.9%YTD +7.8%1Y +19.5%3Y +63.4%5Y +81.9%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Insurance

Percentile among 129 companies (100 = best)

6-month momentum47

Revenue growth55

Net margin94

Value (low P/E)76

Size46

Industry medians: 6-month return +15.9%, revenue growth +6.7%, net margin 10.3%, P/E 12.6×.

Short interest

Details →

Shares short3.0M+35.0% vs prior

Days to cover3.6Settled Oct 15

% of float4.1%

Short vol. 10d48.1%of daily volume

Closest peers by size in Insurance

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
NMIHNMI Holdings	$43.96	+1.50%	+14.9%	+8.1%	56.3%	8.4	$3.31B
SLDESlide Insurance Holdings	$27.28	−1.12%	+45.6%	+47.9%	34.9%	5.8	$3.20B	Compare
AGOAssured Guaranty	$72.51	+1.71%	−11.6%	−30.6%	20.0%	9.2	$3.19B	Compare
GNWGenworth Financial	$9.19	+1.77%	+0.2%	+5.8%	2.5%	16.4	$3.47B	Compare
LMNDLemonade	$45.90	+11.03%	−13.4%	+79.4%	−14.7%	—	$3.55B	Compare
SPNTSiriusPoint	$25.82	+0.08%	+10.9%	−0.5%	9.2%	6.1	$3.00B	Compare
HGHamilton Insurance Group	$37.28	+2.22%	+23.6%	+13.3%	17.1%	6.3	$3.67B	Compare
FGF&G Annuities & Life	$22.11	+2.84%	−25.0%	+4.2%	−5.7%	7.2	$2.89B	Compare
PLMRPalomar Holdings	$144.04	+1.29%	+30.1%	+54.7%	16.7%	18.7	$3.79B	Compare

News about NMI Holdings

All news →

Here's Why NMI Holdings (NMIH) is a Strong Momentum StockZacks Investment Research · Oct 27, 2026Neutral Will NMI Holdings (NMIH) Beat Estimates Again in Its Next Earnings Report?Zacks Investment Research · Oct 23, 2026▲ Positive Are Investors Undervaluing NMI (NMIH) Right Now?Zacks Investment Research · Oct 1, 2026▲ Positive Here's Why NMI Holdings (NMIH) is a Strong Value StockZacks Investment Research · Sep 30, 2026▲ Positive NMI Holdings, Inc. to Announce Second Quarter 2026 Financial Results on July 30, 2026GlobeNewswire Inc. · Jul 2, 2026Neutral

Quick answers

What does NMI Holdings do?: NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators.
What is NMIH's market cap?: $3.31B, based on the Nov 4 close of $43.96.
What is NMIH's P/E ratio?: 8.4× trailing-twelve-month earnings of $395.33M.
Does NMI Holdings pay a dividend?: No regular cash dividend has been paid in the last year.
How much of NMIH is sold short?: 3.0M shares, 4.1% of float, as of Oct 15, 2026.
What sector is NMIH in?: Financials, in the Insurance industry.

About NMI Holdings

NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

HQ: Emeryville, CA225 employeesListed Nov 8, 2013nationalmi.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology