NASDAQ · FMAOFinancialsBanking & Credit

Farmers & Merchants Bancorp, Inc. (FMAO)

$37.36+2.69%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$36.38▲ 52.79% in range
Nov 3, 2025Low $23.14 · High $37.11Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

Farmers & Merchants Bancorp closed at $37.36 on Nov 4, up 2.69% — matching its 52-week closing high. Volume of 36.1K shares was 0.65× its 20-day average (below normal).

Split-adjusted performance: +5.7% over one month, +37.5% over six months, +56.9% over one year.

In the quarter ended Sep 30, 2026, revenue was $51.86M, up 6.2% from a year earlier, with a net margin of 22.2%.

Short interest was 214.2K shares at the Oct 15 settlement, down 7.9% from the prior report (1.7% of float, 5.7 days to cover).

Market cap$514.1M13.8M shares
Revenue · quarter$51.9M+6.2% YoY
Diluted EPS$0.84+31.3% YoY
P/E · TTM12.2×P/S 2.6×
Net margin22.2%Gross 67.1%
Dividend yield2.57%$0.24 last paid
52-week range23.14 – 37.360.0% from high
Volume36.1K0.65× 20-day avg
Volatility · 60d18.8%Annualised
Short % of float1.7%5.7 days to cover
Net cash$470.1MCash $673.0M
Next earnings—Not scheduled
Split-adjusted performance
1W +2.2%1M +5.7%3M +9.0%6M +37.5%YTD +51.1%1Y +56.9%3Y +120.0%5Y +47.8%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 432 companies (100 = best)

6-month momentum96
Revenue growth55
Net margin70
Value (low P/E)55
Size41

Industry medians: 6-month return +7.5%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short214.2K−7.9% vs prior
Days to cover5.7Settled Oct 15
% of float1.7%
Short vol. 10d48.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
FMAOFarmers & Merchants Bancorp$37.36+2.69%+37.5%+6.2%22.2%12.2$514.1M
CZNCCitizens & Northern$28.34+1.43%+30.4%+26.5%27.4%20.1$508.3MCompare
PBAMPrivate Bancorp of America$87.58+1.16%————$501.5MCompare
HIVEHIVE Digital Technologies$1.83+0.83%−37.9%+73.5%−180.6%—$500.6MCompare
FWDIForward Industries$6.55+6.50%+31.8%—−639.7%—$499.7MCompare
WTBAWest Bancorporation$31.06+1.69%+30.3%+1.0%22.4%13.0$529.3MCompare
OPFIOppFi$6.22+6.51%−36.2%−14.0%17.2%—$530.0MCompare
PDLBPonce Financial Group$22.13+1.14%+24.8%+48.8%1307.8%—$535.3MCompare
TREELendingTree$38.16+32.16%−3.8%+25.3%3.1%2.9$535.7MCompare

Quick answers

What does Farmers & Merchants Bancorp do?
Farmers & Merchants Bancorp Inc is a holding company based in Ohio. The company is engaged in one segment which is commercial banking.
What is FMAO's market cap?
$514.11M, based on the Nov 4 close of $37.36.
What is FMAO's P/E ratio?
12.2× trailing-twelve-month earnings of $42.15M.
Does Farmers & Merchants Bancorp pay a dividend?
Yes. The latest regular dividend was $0.24 per share (ex-date Oct 9), an annualised yield of 2.57%.
How much of FMAO is sold short?
214.2K shares, 1.7% of float, as of Oct 15, 2026.
What sector is FMAO in?
Financials, in the Banking & Credit industry.

About Farmers & Merchants Bancorp

Farmers & Merchants Bancorp Inc is a holding company based in Ohio. The company is engaged in one segment which is commercial banking. The activities of the company include commercial, agricultural and residential mortgages as well as consumer and credit card lending activities.

HQ: Archbold, OH486 employeesListed Nov 23, 2004fm.bank

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology