Both in Banking & Credit

Farmers & Merchants Bancorp vs Citizens & Northern

Over the past year FMAO returned +52.8% and CZNC returned +46.6%; their daily moves had a correlation of 0.67.

FMAO +52.8% CZNC +46.6%Growth of $1, one year, split-adjusted
MetricFMAOCZNC
Price$36.38$27.94
Market cap$500.6M$501.1M
Today−1.36%−1.86%
1 month+2.9%+9.6%
6 months+33.7%+28.5%
Year to date+47.2%+38.5%
1 year+52.2%+44.3%
Revenue growth (YoY)+6.2%+26.5%
Gross margin67.1%76.7%
Net margin22.2%27.4%
P/E (TTM)11.9×19.8×
Price / sales2.5×2.6×
Net cash$470.1M$409.3M
Dividend yield2.64%4.29%
Volatility (60d)18.5%18.6%
Short % of float1.7%2.0%
Next earnings——

Shading marks the stronger figure where one clearly exists (lower is better for valuation and volatility).