Citizens Community Bancorp financials
$21.25+0.62%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Sep 30 | FY17 Sep 30 | FY16 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $98.8M | $99.7M | $94.5M | $79.8M | $79.9M | $83.2M | $75.5M | $45.7M | $32.6M | $29.0M |
| Gross profit | $62.3M | $56.6M | $58.6M | $66.8M | $69.5M | $69.0M | $58.6M | $37.1M | $27.0M | $24.0M |
| Gross margin | 63.1% | 56.7% | 62.0% | 83.7% | 87.0% | 82.9% | 77.6% | 81.2% | 82.8% | 82.7% |
| Operating income | $17.4M | $17.4M | $18.9M | $23.6M | $29.0M | $17.3M | $12.3M | $6.6M | $3.8M | $3.9M |
| Net income | $14.4M | $13.8M | $13.1M | $17.8M | $21.3M | $12.7M | $9.5M | $4.3M | $2.5M | $2.6M |
| Net margin | 14.6% | 13.8% | 13.8% | 22.2% | 26.6% | 15.3% | 12.5% | 9.4% | 7.7% | 8.9% |
| Diluted EPS | $1.46 | $1.34 | $1.25 | $1.69 | $1.98 | $1.14 | $0.85 | $0.58 | $0.46 | $0.49 |
| EBITDA | $17.4M | $17.4M | $18.9M | $23.6M | $29.0M | $17.3M | $12.3M | $6.6M | $3.8M | $3.9M |
| Operating cash flow | $11.7M | $20.4M | $13.1M | $29.3M | $21.6M | $23.8M | $12.8M | $10.9M | $1.9M | $5.7M |
| Free cash flow | $10.4M | $19.5M | $11.8M | $25.7M | $18.4M | $23.2M | $9.4M | $8.4M | $1.4M | $5.4M |
| Diluted shares | 9.9M | 10.3M | 10.5M | 10.5M | 10.7M | 11.2M | 11.1M | 7.3M | 5.4M | 5.2M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $118.9M | $50.2M | $37.1M | $35.4M | $47.7M | $119.4M |
| Short-term investments | $232.7M | $245.6M | $266.0M | $280.2M | $292.4M | $206.7M |
| Total debt | $51.8M | $61.6M | $67.5M | $72.4M | $170.0M | $181.8M |
| Total assets | $1.78B | $1.75B | $1.85B | $1.82B | $1.74B | $1.65B |
| Total liabilities | $1.59B | $1.57B | $1.68B | $1.65B | $1.57B | $1.49B |
| Shareholders' equity | $187.9M | $179.1M | $173.3M | $167.1M | $170.9M | $160.6M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology