Citizens Community Bancorp financials
$21.14+0.09%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $24.6M | $24.6M | $24.5M | $25.3M | $25.3M | $23.7M | $24.0M | $25.4M | $24.4M | $25.9M | $24.6M | $24.2M |
| Gross profit | $16.1M | $16.1M | $15.8M | $16.2M | $16.1M | $14.2M | $13.7M | $14.2M | $13.5M | $15.2M | $14.3M | $14.6M |
| Gross margin | 65.4% | 65.4% | 64.4% | 64.2% | 63.7% | 59.9% | 57.2% | 55.9% | 55.3% | 58.5% | 58.2% | 60.2% |
| Operating income | $1.2M | $4.6M | $4.9M | $4.5M | $4.0M | $4.0M | $3.4M | $4.2M | $4.7M | $5.2M | $4.7M | $5.0M |
| Net income | $1.1M | $3.8M | $4.3M | $3.7M | $3.3M | $3.2M | $2.7M | $3.3M | $3.7M | $4.1M | $3.7M | $2.5M |
| Net margin | 4.5% | 15.3% | 17.5% | 14.6% | 12.9% | 13.5% | 11.3% | 12.9% | 15.1% | 15.8% | 15.0% | 10.3% |
| Diluted EPS | $0.11 | $0.39 | $0.44 | $0.37 | $0.33 | $0.32 | $0.27 | $0.32 | $0.35 | $0.39 | $0.35 | $0.24 |
| EBITDA | $1.2M | $4.6M | $4.9M | $4.5M | $4.0M | $4.0M | $3.4M | $4.2M | $4.7M | $5.2M | $4.7M | $5.0M |
| Operating cash flow | $7.9M | $4.0M | $3.9M | $6.6M | -$406.0K | $1.6M | $2.6M | $3.5M | $5.1M | $9.1M | $4.0M | $4.8M |
| Free cash flow | $6.4M | $3.4M | $3.3M | $6.2M | -$632.0K | $1.5M | $2.4M | $3.4M | $4.8M | $8.9M | $3.4M | $4.6M |
| Diluted shares | 9.6M | 9.6M | 9.7M | 9.9M | 10.0M | 10.0M | 10.0M | 10.2M | 10.4M | 10.4M | 10.5M | 10.5M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $121.8M | $149.2M | $118.9M | $82.4M | $67.5M | $100.2M |
| Short-term investments | $224.6M | $228.4M | $232.7M | $237.2M | $235.9M | $241.9M |
| Total debt | $51.9M | $51.8M | $51.8M | $46.8M | $61.7M | $61.7M |
| Total assets | $1.81B | $1.82B | $1.78B | $1.73B | $1.74B | $1.78B |
| Total liabilities | $1.62B | $1.63B | $1.59B | $1.54B | $1.55B | $1.60B |
| Shareholders' equity | $191.3M | $190.9M | $187.9M | $186.8M | $183.5M | $180.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology