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NASDAQ · CPSSFinancialsBanking & Credit

Consumer Portfolio Services (CPSS)

$10.14+3.89%
Close Nov 4, 2026 · split-adjusted
Nov 4, 2026$10.14▲ 24.26% in range
Nov 4, 2025Low $7.53 · High $10.30Nov 4, 2026
What changed · written from our data
As of Nov 4, 2026

Consumer Portfolio Services closed at $10.14 on Nov 4, up 3.89%, 1.6% below its 52-week closing high. Volume of 41.3K shares was 1.53× its 20-day average (above normal).

Split-adjusted performance: +12.5% over one month, -0.4% over six months, +20.0% over one year.

In the quarter ended Sep 30, 2026, revenue was $131.91M, up 21.7% from a year earlier, with a net margin of 5.3%.

Short interest was 171.8K shares at the Oct 15 settlement, up 6.0% from the prior report (2.2% of float, 6.2 days to cover).

Market cap$221.6M21.9M shares
Revenue · quarter$131.9M+21.7% YoY
Diluted EPS$0.30+50.0% YoY
P/E · TTM9.3×P/S 0.5×
Net margin5.3%Gross 46.5%
Dividend yieldNone
52-week range7.53 – 10.30−1.6% from high
Volume41.3K1.53× 20-day avg
Volatility · 60d40.6%Annualised
Short % of float2.2%6.2 days to cover
Net cash-$4.14BCash $180.1M
Next earnings—Not scheduled
Split-adjusted performance
1W +3.2%1M +12.5%3M +6.0%6M −0.4%YTD +8.7%1Y +20.0%3Y +8.9%5Y +55.0%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum30
Revenue growth79
Net margin20
Value (low P/E)87
Size22

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short171.8K+6.0% vs prior
Days to cover6.2Settled Oct 15
% of float2.2%
Short vol. 10d45.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
CPSSConsumer Portfolio Services$10.14+3.89%−0.4%+21.7%5.3%9.3$221.6M
GBFHGBank Financial Holdings$15.47+2.04%−46.7%———$224.6MCompare
DGXXDigi Power X Inc. Subordinate Voting Shares$2.14−5.73%−65.7%−18.3%−216.6%—$217.0MCompare
FCAPFirst Capital$64.38+1.42%+15.7%+11.0%26.7%11.7$215.3MCompare
BKKTBakkt$4.77+2.14%−47.8%−70.0%47.5%—$215.0MCompare
LDIloanDepot$0.6793+16.04%−51.5%———$229.7MCompare
OPBKOP Bancorp$15.40+1.72%+5.0%+5.3%18.2%7.9$230.0MCompare
OVBCOhio Valley Banc$49.10+0.61%+9.5%+11.6%11.0%16.3$231.3MCompare
CZWICitizens Community Bancorp$24.40+2.65%+16.0%−2.8%4.5%18.2$233.7MCompare

News about Consumer Portfolio Services

All news →
CPS to Host Conference Call on Second Quarter 2026 EarningsGlobeNewswire Inc. · Aug 3, 2026▲ PositiveCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationGlobeNewswire Inc. · Jul 22, 2026▲ PositiveCPS Announces $514.07 Million Senior Subordinate Asset-Backed SecuritizationGlobeNewswire Inc. · Apr 22, 2026▲ PositiveCPS Announces $50.0 Million Securitization of Residual InterestsGlobeNewswire Inc. · Mar 4, 2026▲ Positive

Quick answers

What does Consumer Portfolio Services do?
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans.
What is CPSS's market cap?
$221.56M, based on the Nov 4 close of $10.14.
What is CPSS's P/E ratio?
9.3× trailing-twelve-month earnings of $23.71M.
Does Consumer Portfolio Services pay a dividend?
No regular cash dividend has been paid in the last year.
How much of CPSS is sold short?
171.8K shares, 2.2% of float, as of Oct 15, 2026.
What sector is CPSS in?
Financials, in the Banking & Credit industry.

About Consumer Portfolio Services

Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.

HQ: Las Vegas, NV1,010 employeesListed Oct 22, 1992consumerportfolio.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology