Consumer Portfolio Services financials
$9.05+0.89%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $121.4M | $112.3M | $109.4M | $108.4M | $109.8M | $106.9M | $105.3M | $100.6M | $95.9M | $91.7M | $92.0M | $92.1M |
| Gross profit | $57.1M | $52.3M | $50.1M | $49.3M | $51.1M | $52.0M | $52.8M | $50.5M | $49.2M | $49.8M | $51.7M | $54.2M |
| Gross margin | 47.1% | 46.5% | 45.8% | 45.5% | 46.5% | 48.6% | 50.1% | 50.2% | 51.3% | 54.3% | 56.2% | 58.9% |
| Operating income | $9.0M | $8.0M | $7.2M | $7.0M | $7.0M | $6.8M | $7.4M | $6.9M | $6.7M | $6.6M | $9.8M | $14.2M |
| Net income | $6.2M | $5.5M | $5.0M | $4.9M | $4.8M | $4.7M | $5.1M | $4.8M | $4.7M | $4.6M | $7.2M | $10.4M |
| Net margin | 5.1% | 4.9% | 4.6% | 4.5% | 4.4% | 4.4% | 4.9% | 4.8% | 4.9% | 5.0% | 7.8% | 11.3% |
| Diluted EPS | $0.27 | $0.24 | $0.21 | $0.20 | $0.20 | $0.19 | $0.21 | $0.20 | $0.19 | $0.19 | $0.29 | $0.41 |
| EBITDA | $9.0M | $8.0M | $7.2M | $7.0M | $7.0M | $6.8M | $7.4M | $6.9M | $6.7M | $6.6M | $9.8M | $14.2M |
| Operating cash flow | $106.1M | $83.8M | $75.8M | $84.9M | $54.5M | $73.9M | $68.0M | $69.8M | $43.3M | $52.7M | $56.1M | $61.3M |
| Free cash flow | $105.9M | $83.0M | $75.7M | $84.9M | $54.3M | $73.4M | $67.9M | $69.7M | $43.1M | $52.6M | $55.8M | $61.0M |
| Diluted shares | 23.5M | 23.5M | 23.8M | 24.0M | 24.2M | 24.3M | 24.3M | 24.2M | 24.3M | 24.6M | 24.9M | 25.2M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $7.5M | $6.9M | $6.3M | $9.4M | $15.8M | $29.8M |
| Short-term investments | $172.7M | $178.5M | $165.9M | $142.5M | $144.4M | $153.6M |
| Total debt | $4.10B | $3.74B | $3.55B | $3.50B | $3.46B | $3.38B |
| Total assets | $4.42B | $4.05B | $3.86B | $3.81B | $3.76B | $3.67B |
| Total liabilities | $4.10B | $3.74B | $3.55B | $3.50B | $3.46B | $3.38B |
| Shareholders' equity | $319.2M | $314.4M | $309.5M | $307.6M | $303.1M | $298.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology