Affirm Holdings financials
$69.30+3.11%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY26 Jun 30 | FY25 Jun 30 | FY24 Jun 30 | FY23 Jun 30 | FY22 Jun 30 | FY21 Jun 30 |
|---|---|---|---|---|---|---|
| Revenue | $1.44B | $1.11B | $826.0M | $626.9M | $1.09B | $429.4M |
| Gross profit | $1.44B | $1.11B | $826.0M | $626.9M | $1.09B | $429.4M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | -$1.95B | -$1.77B | -$1.77B | -$1.98B | -$1.06B | -$772.0M |
| Net income | $1.93B | $52.2M | -$517.8M | -$985.3M | -$707.4M | -$441.0M |
| Net margin | 133.6% | 4.7% | −62.7% | −157.2% | −65.1% | −102.7% |
| Diluted EPS | $5.53 | $0.15 | $-1.67 | $-3.34 | $-2.51 | $-2.94 |
| EBITDA | -$1.62B | -$1.50B | -$1.52B | -$1.72B | -$909.1M | -$682.9M |
| Operating cash flow | $1.23B | $793.9M | $450.1M | $12.2M | -$162.2M | $2.45B |
| Free cash flow | $992.6M | $601.7M | $290.8M | -$108.6M | -$248.5M | $2.43B |
| Diluted shares | 348.8M | 341.0M | 309.9M | 295.3M | 281.7M | 159.2M |
Balance sheet
| Period end | Jun 30 | Jun 30 | Jun 30 | Jun 30 | Jun 30 | Jun 30 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.63B | $1.35B | $1.01B | $892.0M | $1.26B | $1.47B |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Total debt | $9.79B | $7.61B | $6.44B | $5.36B | $4.01B | $1.86B |
| Total assets | $15.79B | $11.15B | $9.52B | $8.16B | $6.97B | $4.87B |
| Total liabilities | $10.31B | $8.09B | $6.79B | $5.62B | $4.36B | $2.29B |
| Shareholders' equity | $5.48B | $3.07B | $2.73B | $2.53B | $2.62B | $2.58B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology