Affirm Holdings financials
$69.30+3.11%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q4 '26 Jun 30 | Q3 '26 Mar 31 | Q2 '26 Dec 31 | Q1 '26 Sep 30 | Q4 '25 Jun 30 | Q3 '25 Mar 31 | Q2 '25 Dec 31 | Q1 '25 Sep 30 | Q4 '24 Jun 30 | Q3 '24 Mar 31 | Q2 '24 Dec 31 | Q1 '24 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $387.5M | $334.5M | $401.4M | $320.5M | $306.6M | $272.5M | $303.0M | $231.8M | $224.0M | $195.0M | $227.6M | $179.4M |
| Gross profit | $387.5M | $334.5M | $401.4M | $320.5M | $306.6M | $272.5M | $303.0M | $231.8M | $224.0M | $195.0M | $227.6M | $179.4M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | -$748.2M | -$434.1M | -$492.3M | -$439.2M | -$587.7M | -$354.1M | -$459.9M | -$495.1M | -$546.0M | -$407.4M | -$451.0M | -$452.6M |
| Net income | $1.62B | $102.9M | $129.6M | $80.7M | $69.2M | $2.8M | $80.4M | -$100.2M | -$45.1M | -$133.9M | -$166.9M | -$171.8M |
| Net margin | 417.2% | 30.8% | 32.3% | 25.2% | 22.6% | 1.0% | 26.5% | −43.2% | −20.2% | −68.7% | −73.3% | −95.7% |
| Diluted EPS | $4.62 | $0.30 | $0.37 | $0.23 | $0.19 | $0.01 | $0.23 | $-0.31 | $-0.14 | $-0.43 | $-0.54 | $-0.57 |
| EBITDA | -$642.0M | -$371.9M | -$403.9M | -$373.8M | -$476.3M | -$323.1M | -$376.4M | -$448.7M | -$407.7M | -$365.2M | -$424.4M | -$410.8M |
| Operating cash flow | $296.2M | $386.5M | $173.7M | $374.6M | $74.6M | $210.4M | $312.0M | $196.9M | $68.8M | $208.2M | $74.3M | $98.9M |
| Free cash flow | $229.3M | $325.1M | $118.0M | $320.2M | $23.5M | $157.4M | $268.1M | $152.7M | $30.5M | $161.7M | $35.6M | $63.1M |
| Diluted shares | 349.6M | 348.1M | 349.4M | 348.3M | 356.4M | 344.2M | 345.2M | 318.2M | 315.4M | 312.6M | 307.6M | 303.8M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.63B | $1.72B | $1.53B | $1.43B | $1.35B | $1.35B |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total debt | $9.79B | $8.87B | $9.04B | $7.76B | $7.61B | $7.15B |
| Total assets | $15.79B | $13.14B | $12.96B | $11.48B | $11.15B | $10.44B |
| Total liabilities | $10.31B | $9.36B | $9.41B | $8.18B | $8.09B | $7.56B |
| Shareholders' equity | $5.48B | $3.78B | $3.55B | $3.30B | $3.07B | $2.87B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology